Review and analysis of over 139 complaints against Encore Capital Group
Encore Capital Group consumers have reported over 139 official complaints related to Threatened to sue on too old debt. Out of the 139 consumer complaints against Encore Capital Group, 20% were disputed by the consumer (i.e. the consumer was not happy with how Encore Capital Group responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Encore Capital Group resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 21% resulted in non-monetary compensation.
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintStop harassing phone calls, know your rights and what you can do to stop them
Stop Calls
Encore Capital Group Debt collection taking/threatening an illegal action threatened to sue on too old debt December 16, 2015 - The issue is a - - Illinois judgment pertaining to Case Number - issued sometime in -. Plaintiff being Asset Acceptance , LLC represented by - - -. I am in the process of securing mortgage financing related to the purchase of a condominium situated in - -, California. During the course of the mortgage due diligence process, the mortgage broker informed me that the above-referenced judgment was indicated on my credit report. My research on this matter led me to the conclusion that the debt giving rise to the judgment was originally associated with a credit card ba... |
Encore Capital Group Debt collection taking/threatening an illegal action threatened to sue on too old debt November 29, 2015 - I do n't remember this credit card to be honest I receive a letter from the - saying notice of garnishment. the collection is from -/-/- it 's tooold to be - for and at the same time I got injury on the job I 'm waiting on workers Com. I do n't have any income coming in at the moment. I did n't receive any notice trying to collect before suing me. I was - before my check was being Garnish and I got lay off so I was n't able to continuing paying this in -/-/- the company was getting money from my pay check. ... |
Encore Capital Group Debt collection taking/threatening an illegal action threatened to sue on too old debt November 5, 2015 - MIDLAND FUNDING via my account being sold to them by - - has been illegally charging me fees in excess of over $2000.00 for a computer purchased in -/-/2006. The original amount owed : $1200.00, and the amount I have paid into the debt due to their illegal practices : $2900.00. The amount they have sent to the debt collection agency-MidlandFunding $3500.00. I have included copies of the paperwork that shows the double billing - added to my account each month that I paid my bill. They added late fees every month, no matter what date I paid within the month, and added huge... |
Encore Capital Group Debt collection taking/threatening an illegal action threatened to sue on too old debt October 30, 2015 - I am writing you regarding the ADMINISTRATIVE PROCEEDING File No. -Consent order as I am a Restitution Eligible Consumer. I am asking for a full refund of $1200.00 and that all references to this account be deleted from all of my credit reports. I would be very grateful if this could be resolved. Please see that Midland Credit Management is in compliance with the order. I made payments directly to Midland Credit on a time-barred debt collection account that was too old for litigation. I received several letters that contained time-limited settlement offers that failed to disclose that t... |
Encore Capital Group Debt collection taking/threatening an illegal action threatened to sue on too old debt October 5, 2015 - This debt collector keep calling my home phone. When my dad or my mom picking up the phone they hung up. They were bothering my parent resting. Also, they keep calling my cellphone in the morning, afternoon, and in the evening past - -. I spoke with them before on the phone, they 're aggressive and had an attitude at me. ... |
Encore Capital Group Debt collection taking/threatening an illegal action threatened to sue on too old debt September 30, 2015 - Have letter dated from -/-/2015 from debt that is over 10 years old and has had many CFPB complaints filed on it before, removed from credit reports several years ago, now getting threats to collect. ... |
Encore Capital Group Debt collection taking/threatening an illegal action threatened to sue on too old debt September 23, 2015 - I submitted This to - - - - who then forwarded it to - - ( CFPB ) - per Our telephone conversation - I am filing this with CFPB - my entire submitted file was - pages and can submit to you as needed : Under FTC Settlement, Debt Buyer Agrees to Pay - for Alleged Consumer deception - - - - - I was recently sued by asset acceptance in regards to a credit card debt from -/-/- and the statute of limitations was well over - I feel as though this case is part of their FTC settlement for the following : The asterisks mark the what they did to me & my court case : *****misr... |
Encore Capital Group Debt collection taking/threatening an illegal action threatened to sue on too old debt September 18, 2015 - Midland Credit Management filed suit in - County, California 30 days after the 4 year statute of limitations expired on a debt. The only way I have been informed of a lawsuit was via a law firm sending a sales letter to my address. The debt was 30 days overdue ads of -/-/-, suit was filed -/-/- ... |
Encore Capital Group Debt collection taking/threatening an illegal action threatened to sue on too old debt September 10, 2015 - I 've been receiving constantly calls from a Collection Company threatening me to sue me on court. Also, they have told my mother all the information about this situation. This account is more than 9 years old. ... |
Encore Capital Group Debt collection taking/threatening an illegal action threatened to sue on too old debt July 13, 2015 - Midland Credit Management contacted me about a - years old debt that was charged off my Credit History - years ago, It was affecting my Credit Bureaus for - years now this Agency sent my old debt to another new Debt Collection Agency named - - -, this last one is threatening me with another - years od bad luck.Please help me.The original collection started in - with a - - - Credit Card. ... |
Encore Capital Group Debt collection taking/threatening an illegal action threatened to sue on too old debt July 4, 2015 - The collection company by the name of MCM '' or Midland Credit Management , Inc. '' has been threatening to sue me for debt that is way past my states statute of limitations. I wrote them a letter to stop harassing me or I would take further action. They ignored me and sent me another letter. I am now contacting the CFPB for their assistance to help me get these leeches away from me. ... |
Encore Capital Group Debt collection taking/threatening an illegal action threatened to sue on too old debt July 2, 2015 - This collection company by the name of Asset Acceptance LLC '' has been using scare tactics '' by threatening to sue me when my debt is way past my states Statute of Limitations. I wrote them a letter stating to them that what they are doing is illegal and that I am willing to take action against them with my legal team. Instead, they sent another letter. ... |
Encore Capital Group Debt collection taking/threatening an illegal action threatened to sue on too old debt June 1, 2015 - I am being sued in a local district justice court by Midland funding on credit card debt that is way past the statute of limitations to collect and they are in violation of the Fair Debt Collection Practices Act. They have already filed a lawsuit against me. There are - different credit card accounts they are suing me for. - had NO payments made on it at all since -. Therefore this debt is over - years old and is not enforceable to collect in the state of Pennsylvania. The - credit card has not been payed on since - which makes this over - years old and again in violation ... |
Encore Capital Group Debt collection taking/threatening an illegal action threatened to sue on too old debt May 29, 2015 - They called my number looking for - - I told them that this was not her number and to not call back again. They were looking for her for a 3 year old debt for -. They will take send it to collections and come after me and they will call back again. ... |
Encore Capital Group Debt collection taking/threatening an illegal action threatened to sue on too old debt May 20, 2015 - First of all, Asset Acceptance , LLC is trying to make me pay an account that I do n't remember. Their collector told me this debt started in -/-/- with another company. This date makes the debt beyond Florida statute and the seven-year credit history. The collector also said her company had this account since -/-/-. From -/-/--/-/-, no one has shown me the contract but this company had time to call my family asking about me after I mail a letter asking them not to call. They also refuse to show me the contract. The collector wants to tell me what on the contract in her wo... |
Encore Capital Group Debt collection taking/threatening an illegal action threatened to sue on too old debt May 18, 2015 - Midland is trying to collect on a debt that has passed the statue of limitations. The - bill they are trying to collect is over 7-8 years ago. Statue of limitations on reporting has exceeded and they continue to roll the account to continue reporting and subsequently damaging my credit. ... |
Encore Capital Group Debt collection taking/threatening an illegal action threatened to sue on too old debt April 29, 2015 - According to my credit report, there is a collection item showing that does n't make any sense. Not only does it have my - delinquency in - but it also has my account being opened in -. On top of that, the last time I was delinquent on any account was in -. The name of the company showing the collection is Asset Acceptance Corporation. I have requested them to validate the debt to no avail. I am sure they purchased and ancient collection item and put it on my credit report as if it were still within the -. As I have stated, I have not been delinquent on any account since - an... |
Encore Capital Group Debt collection taking/threatening an illegal action threatened to sue on too old debt April 20, 2015 - I am recieving threatening documents from midland funding to garnish my pay checks for a debt that is over 10 years old. ... |
Encore Capital Group Debt collection taking/threatening an illegal action threatened to sue on too old debt April 19, 2015 - calling my husband harassing him telling him they will sue for money not owed to them, consistently pursuing my husband to give them information about anothers information he does not have. ... |