Encore Capital Group Debt Resulted From Identity Theft Complaints

Review and analysis of over 150 complaints against Encore Capital Group

Encore Capital Group consumers have reported over 150 official complaints related to Debt resulted from identity theft. Out of the 150 consumer complaints against Encore Capital Group, 17% were disputed by the consumer (i.e. the consumer was not happy with how Encore Capital Group responded to their complaint) and 99% were processed in a timely manner. 0% of consumer complaints against Encore Capital Group resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 29% resulted in non-monetary compensation.

Get Help

Get personal financial help today. Free tools, resources, and support you need.

Help Me

File a complaint

Submit a complaint with the Consumer Financial Protection Bureau today

File Complaint

Stop Phone Calls

Stop harassing phone calls, know your rights and what you can do to stop them

Stop Calls

New Debt Resulted From Identity Theft Consumer Complaints


Encore Capital Group Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

December 16, 2015 - This is a complaint against Encore Capital Group and its continued collection of a debt while the account was under investigation and is still under investigation for fraudulent charges. On -/-/- the judgement against me initiated by Midland Funding was set aside because of lack of sufficient service. The writ of garnishment was squashed. In court, I was handed an overview of the account ending in # - and I stated in court that charges that created the balance were not mine. ( see minute entry -/-/- and - pages of spreadsheets printed by Midland Credit Management ) The ...

Read more

Encore Capital Group Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

November 6, 2015 - MCM , Inc. continues to pursue me in a matter that was dismissed in the - - - - - Arizona on -/-/2014. The company continues to negatively report a debt that I do not owe to the credit bureaus. ...

Read more

Encore Capital Group Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

November 5, 2015 - Before I file a lawsuit against Midland my lawyer advice me to try to resolve this amicable via the Bereau of consumer Financial protection. Midland Credit Management Inc. has been harassing me since late last year on my credit reports -. ( - United States - section - ( - ) ). I have been in contact with them multiple times sent certified letters to them as well -/-/-. Last letter I received said " Based on the information you provided we have instructed the credit bureaus to delete the above reference MCM account from your credit file. '' But no action was taken my credit ...

Read more

Encore Capital Group Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

October 12, 2015 - On - -, 2015, I submit a Letter Of Validation to Midland Credit Management. Please provide me with the following : Agreement bearing my signature, or contract, valid copies of the debt agreement. A complete payment history on this account along with an accounting of all additional charges be assessed? Anything stating I have agreed to assume the debt. As of this date, I have only have received a statement alleged, debt. ...

Read more

Encore Capital Group Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

September 10, 2015 - this is from my idenity being stolen yet this company continues to report this to my credit reports and continues to hold this file with their company acct # - ...

Read more

Encore Capital Group Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

July 18, 2015 - On -/-/- I decide to try - service for my iPhone so I stopped by - - store and got a pay as you go plan and prepaid it. I explained I want to try service to see if the iPhone would work. I was told I had to activate service and to get pay as you go plan, then if the phone proofed to be unlocked I could cancel and get a monthly plan. So that day after trying the phone and finding it to work on - network I cancelled the pay as you go and converted it to a monthly plan. - agent at the -, NJ store did the paper work and put the $75.00 credit from the pay as you go plan ont...

Read more

Encore Capital Group Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

June 30, 2015 - I was a victim of Identity theft - years ago. I resolved the issue obtaining a police report and submitting it to the company and credit bureau and it was removed from my credit reports. Three years ago I discovered the debt was sold to a third party creditor who in turn confiscated my tax return. I was on - at the time and did n't have the means to dispute with a lawyer ( I did try to fight it previously, but the judge told me to get a lawyer ). When the judgement expired, that Midland Credit Management had obtained - years earlier, they purposefully sent the paperwork for a new judg...

Read more

Encore Capital Group Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

June 22, 2015 - This was a credit card that was in dispute in 2001 for about $2500.00 which I though was revolve and closed. Now I see after - years later unbeknown to me I am being contact from Midland Funding, LL with balance amount for of over $19000.00. I am assuming it goes from - collection agency to another and are tagging on these ridiculous penalty plus interest on top of additional charges. This should be against the law and protect consumer from these collection agency. ...

Read more

Encore Capital Group Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

June 13, 2015 - This is a - - account for about $3000.00 taken out in my husband 's name by his ex wife for her ( not his ) son after they were separated. We finally got - to investigate and verify that he had signed nothing, had n't used the account for himself/was n't on the account, and actually has never even been to the place where the credit was issued and used. So they sent us a letter saying yes they investigated and that it was found in his favor, he no longer owed the debt it was going to be taken out of his name/off his credit report. That 's good, but Midland Credit Management, the coll...

Read more

Encore Capital Group Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

June 12, 2015 - I have put in - disbute requests with Midland Credit Management a number of times and have not heard anything from them. The credit card they are trying to collect debt from, is from imagine mastercard in which I never applied for. My mother, whom I was living with at the time, put a number of credit card account and other accounts in my name using her contact information. I have been fighting this battle for a while now, I have had luck from - other companies and they have removed the debt. This company has made no attempt to provide me any information. The original Credit Card company,...

Read more

Encore Capital Group Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

May 22, 2015 - In -/-/- and -/-/-, I - - -, had reported fraud to all three Credit Bureau. Someone got a hold of all my credit cards and social security number, and was purchasing things in my name. - - - is not my debit. This has been ongoing for 9 years now. If this was my debit I would have no problem paying it, but this is not my debt. Can someone look into this so I can put this behind me? At the time that this happen in did n't know I had to report this to the police and get a police report. I went to apply for something and when they rejected me I asked them why and they to...

Read more

Encore Capital Group Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

April 29, 2015 - I - - DISPUTE THE CHARGES HAD BEEN MADE BECAUSE I WAS - AND I DISPUTE THE CHARGES HAD BEEN MADE BECAUSE I WAS - AND BEING DETAINED I HAVE THE RIGHT TO REFUSE E-TRA LATE FEES OR CHARGES I CAN SEND A LETTER OF THE PROOF OF - I AM NOT DELINQUENT FOR MY BILLS AND I AM A VICTIM OF IDENTITY THEFT AND I WANT TO SETTLE MY ACCOUNT. BEING DETAINED I HAVE THE RIGHT TO REFUSE E-TRA LATE FEES OR CHARGES I CAN SEND A LETTER OF THE PROOF OF - I AM NOT DELINQUENT FOR MY BILLS AND I AM A VICTIM OF IDENTITY THEFT AND I WANT TO SETTLE MY ACCOUNT. ...

Read more

Encore Capital Group Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

April 27, 2015 - This account donot belong to me at all and i would this removed off my credit ...

Read more

Encore Capital Group Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

April 19, 2015 - I have contacted Midland Funding regarding a fraudulent account reporting on my credit report that does n't belong to me. I have yet to hear back from them regarding this matter. ...

Read more

Encore Capital Group Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

March 30, 2015 - I am CEO of my own company, - -, a small consultation firm. The defendant, Midland Credit Management Inc., stole my identity and committed acts of grand larceny. According to my credit report, Midland Credit Management Incorporated tried to extort $550.00. They have repeatedly harassed and menaced my place of business in order to extort money from my business and commit new acts of grand larceny. ...

Read more