JPMORGAN CHASE & CO. Bank Account Or Service Complaint

JPMORGAN CHASE & CO. Bank account or service department,

Other bank product/service Deposits and withdrawals California

Chase Bank accepted a $3500.00 check for deposit which was made payable jointly to myself, my wife, and - - -


- ( " - '' ) as non-alternative payees, with an unambiguous " & '' symbol on the payee line. - forged endorsements for myself and my wife and deposited the check without authorization from myself or my wife, in violation of California law including Californ ia Commercial Code Section 3110 ( d ). Our insurance company wrote a letter to - - - ( t he payor bank ) stating that I was entitled to $1400.00 of the check amount. - - - made a claim with Chase Ban k ( th e deposit bank ). On - - , - , Chase Bank improperly denied the claim on the basis of a purported and unlawful power of attorney. Chase Bank 's denial of the claim was an unlawful, unfair, or fraudulent business practice within the meaning of California Business & Professions Code Section 17200, because in so doing, Chase Bank assisted - in stealing my $1400.00. Under Californi a Probate Code Section 4121, a p ower of attorney is legally sufficient only if it is acknowledged before a notary public or signed by at lea st 2 witne sses. The purported power of attorney which Chase Bank honored was not so notarized or witnessed. As such, under Califo rnia Commercial Code Section 3403, the endorsements were ineffective. Chase Bank violated Califor nia Commercial Code Section 3404 ( d ) by failing to exercise ordinary care in paying or taking the check with the forged endorsements and refusing to honor the claim. We have been trying to persuade - to return the money for years, but - refuses. - has admitted that it signed our names despite promising to hold the check while we were resolving billing issues with - . There is no dispute of fact that - signed our names.