Bank of America Mortgage Complaint

Conventional fixed mortgage Loan servicing, payments, escrow account

Bank of America Mortgage department,

Conventional fixed mortgage Loan servicing, payments, escrow account California

Bank of America sent me this FRAUDULENT DOCUMENT : IRS form - for -. How do I know if is fraudulent? It is because Bank of America has not held my primary mortgage loan since - -, -. See letters attached from BofA dated -, -, and from - dated -/-/- I never received any money from BofA, or any correspondence from them ever. I never was awarded any loan modification. I was never paid any refund or credit, nor notified of any overpayment of interest. The outstanding principal information on the form is not correct as recorded.


On -/-/- I called I called, four times, the customer service number on the letter - and got the following explanations and responses : This amount was from a loan modification ( I responded " I did not get any loan modification '' ) The amount was missed on the - tax statement ( my loan was sold in - - ) The amount reflected overpaid interest in - The amount was missed on the - tax statement - received overpay It is a write off on taxes I requested that they send me - and - tax records I was transferred to the YEAR END DEPARTMENT ( - ) in order to get an explanation on the tax form. I was told the following : something was mentioned about a " post modification bank '' I questioned what this was and was told it was about my loan modification I told them that I never got a loan modification and that my loan was sold - -. The person I spoke with said it was to my benefit, and was all good. And, that I just have to give the form to my accountant. I questioned this as the form represents income I never received. I went to the IRS website to research the form - and saw that it represented a payment or credit. I made my FOURTH call to customer service and I talked to someone named - who reviewed my earlier calls. She set up an inquiry and gave me a case number

Bank of America customer in California
Jan 19, 2017

* Source: CFPB Complaint Database

Bank of America response to complaint:
Closed with explanation

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Contact Bank of America

https://www.bankofamerica.com/
(704) 386-5681
100 N Tryon St Ste 220
Charlotte NC 28202
Bank of America
Bank of America

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