JPMorgan Chase & Co. Credit Card Complaint

Delinquent account

JPMorgan Chase & Co. Credit card department,

Delinquent account Georgia

I disputed an item on my credit reports with Chase Bank with a verification letter dated - -, 2016 and my letter was received and signed for by Chase Bank on the - -, 2016 [ Certified mail with their signature confirmation card ] Account # - : Bal $1400.00 [ Charged-Off ] I have retained a copy of their signature and date of receipt, as well as time-stamped copies of my credit reports showing that Chase Bank have violated the fair credit reporting act, section 623 ( a ) ( 3 ) by not placing the disclosure on my credit reports within the required 30-day period.The 30 days required disclosure expired on the - of -. As Chase Bank have violated federal law, by not properly providing the credit bureaus with proper notice within the required timeframe, and I have evidence of such, via certified mail receipts, Chase bank must now remove this item from my credit reports, which they are refusing to do. Can you please let Chase bank know that they 've violated a federal law and should immediately remove this item from my credit reports.

JPMorgan Chase & Co. customer in Georgia
Nov 23, 2016

* Source: CFPB Complaint Database

JPMorgan Chase & Co. response to complaint:
Closed with explanation

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