U.S. Bancorp Bank Account Or Service Complaint

Other bank product/service Account opening, closing, or management

U.S. Bancorp Bank account or service department,

Other bank product/service Account opening, closing, or management New York

I leased a vehicle in - and the lease was serviced by US Bank. At the end of the three year lease I decided to purchase my vehicle. I took a car loan with - for the payoff amount and a check was issued to US Bank on -/-/- for the purchase price of the car plus the sales tax due on the purchase of the car. I knew I had purchased the vehicle ; however I never gave any thought to the title. Out of sight out of mind, as the saying goes. I decided to trade in my car this month as I have had major costly mechanical problems this year. At this point I realized I never received the title for the car when I purchased it in -. I called US bank on - -, - and explained that I had never received my title. They confirmed the check they had allegedly mailed to me with the title was never cashed. I explained I was selling the car and needed the title as soon as possible. I called again on - -, - - the customer service representative stated US


with a credit card and the letter had not been mailed as of - -. I reiterated that I needed the title urgently and expressed my opinion that my title was being held hostage by US Bank. The did not send the original title by certified mail, why should I have to pay $55.00 for a title they were responsible for sending me 3 years ago? The customer service representative stated they sent a follow up letter in -, again not registered or certified. It is highly unlikely - very important pieces of mail from US Bank would get lost by the US Postal Service. I truly believe the title was never sent. It is now - - ; and I have yet to receive the letter from US Bank. I have obviously lost the car I had negotiaited to purchase, but even worse I am paying a car loan for a vehicle that is not being driven because of serious mechanical problems. It is disgraceful that US Bank accepts no responsibility for a ball they dropped almost three years ago. What do I need to do to secure my title and the check for the sales taxes that they have had for almost three years? I am desperately in need of some assistance to secure the title and the sales tax payment. Thank you in advance for your help.

U.S. Bancorp customer in New York
Oct 17, 2016

* Source: CFPB Complaint Database

U.S. Bancorp response to complaint:
Closed with explanation

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Contact U.S. Bancorp

http://www.usbank.com/
(800) 872-2657
[email protected]
800 Nicollet Mall Ste 200
Minneapolis MN 55402
U.S. Bancorp
U.S. Bancorp

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