Bank of America Consumer Loan Complaint

Bank of America Consumer Loan department,

Installment loan Problems when you are unable to pay Michigan

I have been attempting to have late payments removed from credit reporting for about 6 months now with Bank of America. in - and all of -, i was facing financial hardships due to under-employment and fell behind on my mortgage payments. I was able to reach an agreement with this servicer to help me modify my mortgage and i have been back on track with my payments for about 18 months. I have asked through a third party that the late payments be removed from my credit reporting many times with no avail. I am reaching out today for help because these late payments are creating a new financial hardship on me in the sense of higher interest rates with school loans and credit cards as well as higher insurance premium with a clean record and a low crime area. The late payments that are attached to me are hurting me and my family and enriching lenders and insurance companies. Even though i am able to save my house and i have made great stride is my credit worthiness status, i find myself still catching up on my finances. thank you for any help you can provide me.