Checking account Problems caused by my funds being low
JPMorgan Chase & Co. Bank account or service department,
Checking account Problems caused by my funds being low New York
Today, I contacted JPMORGAN Chase regarding an overdraft in my account which caused a domino effect in extensive NSF fees totaling $200.00. I explained my situation where my account is blocked from making mobile deposits & that I have to funnel deposits through a savings account then make a transfer the next day ; in addition there are no Chase locations within over - miles of where I live. I also explained that I have no source of income & currently out on -. I pleaded if as a courtesy they can work with me in reversing some of the fees since this will cause additional financial hardship. The rep said they would only reverse - $34.00 fee. I spoke to 2 other senior reps not Supervisors or managers & they refused to help me further. I was even denied to speak with a manager in customer service. Now I am out a total of $270.00 because of this block on my account to make deposits & because the bank pays out a check for $140.00 first then charges for each additional item ( which in my case were small amounts of $10.00, $20.00, $7.00, etc ). The fees were
especially if there was a hardship sitatution ). I am a - single mother to - children with no source of income & my bank who I 've been with for years in which I trusted basically does not care that they took food out of my children 's mouths. It 's a shame how the poor customers like me are robbed with these astronomical fees while the wealthier customers get all their fees reversed with no problem. Ithe seems like discrimination & unfair business practices when you have a set policy for one area & another policy for another. It is 1 bank & every customer should be treated as a valued customer. I know this for a fact in my former experience working with the bank.
JPMorgan Chase & Co. customer in New York
May 19, 2016
* Source: CFPB Complaint Database
JPMorgan Chase & Co. response to complaint:
Closed with monetary relief
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