Ally Financial Inc. Consumer Loan Complaint

Ally Financial Inc. Consumer Loan department,

Vehicle loan Shopping for a loan or lease Georgia

In - 2016, Ally Financial was contacted by the Consumer regarding intentional delayed credit reporting. The Consumer discovered on -/-/2016 Ally Financial did fraudulently and knowingly falsify consumer credit reporting by using inaccurate balance data and the date of reporting to distort credit score increase in favor of Consumer ; Example : On -/-/2016 Ally Financial claims on - Credit Report, the report submission date was -/-/2016 and the consumer auto balance was $37000.00 which is false data for -/-/2016, thereby proof that 60 calendar days had elapsed as the Consumer 's balance fell to $37000.00 as result of a -/-/2016 payment. From -/-/2016 to -/-/2016 Ally Financial did fraudulently, willfully, and knowingly falsify the Consumer 's - Credit Report by reporting a balance of $38000.00 ( did not happen until -/-/2016 ) and skipping altogether a balance of $37000.00 ( which happened on -/-/2016 ). Ally Financial has intentionally used false/delayed credit reporting tactics repeatedly against the Consumer in order to intentionally mislead/depress credit score increases that occur naturally with aging of account life and decrease of balance. Further, the reasoning for the above-mentioned illegal credit reporting tactics by Ally Financial serves to delay credit score increases whereby the Consumer could either refinance the auto loan at a lower interest rate or change to another more reputable lender altogether.