Specialized Loan Servicing LLC Mortgage Complaint

Specialized Loan Servicing LLC Mortgage department,

FHA mortgage Loan servicing, payments, escrow account Florida

To whom it may concern, This complains is against SLS, a mortgage servicing company. This company bought my mortgage on - - from - mortgage. I received a letter dated - -, - from SLS servicing company stating that my Condominium Unit Owner was expired ; I thought they were talking about the Hazard and Flood and I faxed it to them. After a call, I realized that they were talking about - which I do n't know what it was, I never heard about it in my 10 years and - different lenders in the property. I just requested the document that demonstrates that I " MUST '' have it but that never happened. If it is by law that I needed I just request in my letter to send me the appropriate law information I will proceed accordingly. From this letter I mentioned I did n't receive another - until - -, -. What I received was a letter warning that they will buy the insurance from me. In the meantime, I kept


Later on, a letter dated - -, - stated that they bought the policy, the policy document has the issue date at the bottom ( attached ). What really surprised me was that the cited policy even thought was bought in -, started from -/-/- and expires on -/-/-. IS THIS POSSIBLE? SLS after this distasteful issue they proceeded to added this amount to my escrow account. I refused to believe what they did, but it 's a fact. At the end of - I decided to buy - on my one to avoid another disaster, but was in vain. I bought an - policy from - - and - Insurance Company for the expensive amount of $1000.00 for a small condo. I planned to pay it in - quotes. Few days later I saw this amount also in my escrow account, later I got a check for the down payment amount. When I called the insurance company they explained that my mortgage company paid it in full. Not a phone call, not a notification. I have never received a call from this SLS servicing company, ( once I asked why they do n't call and the answer was they have millions of customers and do n't have time to call ). I know there are so many wrong procedures and the internet is plenty of complaints about SLS, public records of fraud and mistakes. As a result, my escrow account is now negative in more than $2.00, - dollars. My biggest concern is why SLS charged me the insurance from almost a year retroactive when the first communication is dated - -, - ( attached ). Thank you in advance.