Select Portfolio Servicing, Inc Mortgage Complaint

Select Portfolio Servicing, Inc Mortgage department,

Conventional fixed mortgage Settlement process and costs Tennessee

In case # -, SPS still insists that - made a " protective advance '' in paying off my - mortgage, and I still maintain that I was in no danger of foreclosure by - - ( in fact, I had arrangements to bring the mortgage current ; - was very helpful when I was dealing with the financial impact of - - ) so that what SPS calls a " protective advance '' was in fact a payoff that was not in keeping with the terms of my note. SPS offered to discuss a tender amount required to complete a rescission transaction, which I would be willing to discuss except for one point that SPS points out that a rescinded transaction is designed to bring both parties to a state as if the rescinded transaction had not occurred. My question is how do you plan on reinstating my mortgage with - or how do you plan on bringing me back to that state? You ( actually - ) created this situation by arbitrarily paying off -, so how do you plan on bringing me back to my original state? If - had done the transaction legally with a right to rescind ( and also, by the way, if they had provided TIL and RESPA documents to make the transaction legal as far as paperwork although it would still be in violation of the terms of the note ) I would not be asking this question. In other words, your offer is really not an offer at all, unless you can do what appears to be impossible.