American Honda Finance Corporation Consumer Loan Complaint

American Honda Finance Corporation Consumer Loan department,

Vehicle loan Problems when you are unable to pay California

I am a - on a fixed income. I have just enough income each month to pay my bills and to feed and provide shelter for me. If I have extra expenses in one month, it puts me behind financially and this is what happened in this situation..I have a loan with Honda Financial. I have paid $380.00 a month, without interruption, to Honda since -, until a month or so ago, when it changed to $400.00, using the extra $17.00 to pay off late fees that had accrued and for which your agency helped me to finally stop accruing. All because Honda would not change my payment date.


if I borrow money it makes things worse, because I go further into a financial hole and can not pay it back.So now I owe $400.00 for - - which I just do not have the money to pay. I just made a $400.00 payment to Honda, which is all I could send, and it was applied to - -. Now, I am getting calls twice a day about the - payment. I also received a very disturbing, threatening letter from a - -, ( - ) - of Honda telling me that Honda Financial will use every resource under the law to get that payment, including re-possessing my car. I have tried to remonstrate with Honda Financial, to have them understand that I am a responsible consumer who wants to pay her bills on time every month as I have done 5 years. I 've had a run of high expenses that have to be paid, I have not used the money for unnecessary frivolities.And yes, I yearn to be able to save money each month to cover emergencies such as I have just had, but I just do n't have the income to be able to do that. Can you please contact Honda and see if there can be a solution to this impasse between Honda Financial and me? I believe they think I 'm not terribly intelligent, and perhaps might be doing this on purpose. I 've had a run of bad luck, but now I would like to continue paying my monthly payment every month for the approximately 15 months I have left to pay off the loan. Sincerely, - -.