Caliber Home Loans, Inc Mortgage Complaint

Caliber Home Loans, Inc Mortgage department,

Conventional fixed mortgage Loan servicing, payments, escrow account Ohio

My mortgage with - was transferred to -/-/- to Caliber Home Loans. I was not aware of this til -/-/- of the transfer, effective for -/-/-. I have never in the course of my mortgage contract missed a payment to -, nor later Caliber. - accepted my monthly payments and I noticed -/-/- that my -/-/- payments were placed into an UNAPPLIED CASH ACCOUNT. I went to - in person, called and sent written communications to -, then Caliber outlining the issues, without receiving resolution. - refused to correct the mis-applied funds. Caliber -/-/- demanded payments from -/-/- and demanded that I also fund ESCROW. I had always paid my County taxes directly and had done so for -/-/-. Double payments made, and the County sent the over-payment funds to Caliber. Add insult my account was not credited. Litigation was inacted -/-/- since Caliber refused to apply my mortgage payments, instead placed all my payments into escrow and unapplied funds. A settlement was made and Caliber was to correct the account and make current by -. They failed and refused to acknowledge the errors and apply the funds. I continue to make monthly payments which are not applied to date


occupied home for auction placed my home on the market for sale on -, without notice or court approval. My attorney was contacted and Caliber refused through counsel to rectify. Law suit filed in - - Ohio - for breach of contract, fraudulent mortgage practices, intent to defraud me of my home, -, financial and personal damages. They have ruined my credit, caused me additional losses with taxes and deductions, unable to refinance or obtain credit due to the negative reporting, the stress and fear of losing our home. The attorney fee ( s ) over the last three years to fight this unlawful mortgage practice of defrauding homeowners. If you like a copies of the monthly communications to Caliber they are available, including the contact information for my attorney. I have checked and Caliber has been sued, prosecuted and repeatedly done this to homeowners. I am sure that - has been swapping out Mortgages which is all part of the mortgage crisis created with the intent to defraud and divest honest homeowners. - Bank sells the mortgage to fill their coffers, then gives to a collector like Caliber to literally steal the home since there is considerable equity.and low mortgage balance. I would appreciate your assistance.