Exeter Finance Corp Consumer Loan Complaint

Exeter Finance Corp Consumer Loan department,

Vehicle loan Problems when you are unable to pay New Jersey

I purchased a - Buick Rainer on - -, -. The amount financed for the Vehicle was $16000.00. Since - -, -, I have been paying the sum of $440.00 every month. To date, I have paid $15000.00 and have been inform that I still owe $10000.00 on the Vehicle. Since I got the Vehicle, I have been experiencing serious problem involving periodic repairs. This has been going on until recently, the Vehicle has broken down. The repair bill is over $4000.00, which I do n't have. I have tried to solicit help from the loan company, Exeter Finance, but they have flatly refuse to even listen to me. I asked for them to refinance the vehicle, but they told me to go to other Loan Institutions as they do not finance their own loan. I am writing this complaint to inquire as to what steps are available to solve this problem. I casn not continue to pay for a vehicle that I am not using. It is apparent that during the course of this loan, I have only been paying interest, and little or no principle. Please advise on how I can get help in this situation. Thanks for your anticipated help.