Army and Air Force Exchange Service Debt Collection Complaint

Army and Air Force Exchange Service Debt collection department,

Credit card Taking/threatening an illegal action Attempted to/Collected exempt funds Virginia

I became behind on my Military Star Card when my Fianc got - from the military and I lost my job due to being laid off in - -. I was notified after filing my taxes in - - that they would be taking all - of my federal tax refund dollars. After contacting the Treasury office, they told me that the only people who can stop this is the creditor themselves. I reached out to the creditor twice trying to make arrangements as well as file for a hardship. They insisted that they could n't help or withdraw the information from the debt until its paid. Basically telling me they can and will take all the money they can. They also told me that filing for a hardship would take about 30-45 days. When i requested to speak to a supervisor i was placed on hold by - different agents many times. I was given a non-working number and told to call the supervisor and leave my name and number, and they will get back to me as soon as possible within 24 hours. The number I was given for the supervisor is -. I explained my hardship of not being able to pay my rent or utilities, as well as having - children. They did n't care and said sorry this is your debt and we will do what is needed to collect but if you like you can set up a payment ed for the remainder of the balance after we take the refund. How am I to pay that money if I can not even pay my normal bills due to them taking my refund.