TransUnion Credit Reporting Complaint

Incorrect information on credit report public record

TransUnion Credit reporting department,

Incorrect information on credit report Public record California

In 2007, I was a victim of identity theft. As a result, the - and the State of California - - - charged that I owed them a tax debt, which I disputed. Before we reached a resolution, the - and - reported the tax liens to the - credit bureaus, - of which was Transunion. After several years of disputing the debt with the -, and with the help of the -, the - conceded that I did not owe the debt, thus meaning that I did not owe monies to the - either, and removed it from my tax file. However, Transunion has since refused to remove it from my credit report, despite multiple calls and visits to the local offices reporting the debt. I 've been trying for years to get Transunion to remove it, but because it 's the - and State of California - supposedly reporting it, Transunion does n't want to do it. I finally called the - again and they confirmed that they have no record of the debt because it was removed, since I proved it was n't my debt. They recommended that I get the FTC involved to force Transunion to remove the tax lien history from my credit profile. Currently, there are several tax liens that show " paid/satisfied, '' but that implies that I owed the debt at - time and paid it off, neither of which is true. Because the debt was never mine, any and all record of the tax liens should be stricken from my credit profile. As result of having those liens reported, although showing " satisfied, '' my credit scores are being severely affected and I 'm having to pay much higher interest rates and getting denied from necessary credit. I need your help in having all of the erroneous tax liens appearing on my credit report, both on the Federal and State level, to be removed once and for all.

TransUnion customer in California
Jan 07, 2016

* Source: CFPB Complaint Database

TransUnion response to complaint:
Closed with explanation

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