TransUnion Credit Reporting Complaint

Credit reporting company's investigation no notice of investigation status/result

TransUnion Credit reporting department,

Credit reporting company's investigation No notice of investigation status/result West Virginia

On or about - -, I begin monitoring my credit scores from TRANSUNION. My scores have continue to drop, with no justification for such a drastic drop. TRANSUNION is the only credit reporting agency that continuing reporting very poor credit scores. On - -, -, I received the lowest credit score ever reported. TRANSUNION continues to be non responsive to many disputed letters and even has been non responsive to a complaint submitted to Consumer Finance Protection Bureau. It has been noted that several creditors have reviewed credit scores received from TRANSUINION, resulting in several creditors denying approval on great credit rates. TRANSUNION continues to label me as a high risk or bad risk with no justification. Why is the system allowing TRANSUNION to continue to degrade me, why are creditors continuing to accept what TRANSUNION report as gospel. Why is the Consumer Finance Protection Bureau or the organization that oversees credit reporting agency 's actions allowing them to continue to report very poor /poor credit scores, without justification? The other credit reporting agencies have shown great improvements in my credit scores. Having reviewed latest credit reports I found that there is very little differences in what each agency is showing on credit reports.

TransUnion customer in West Virginia
Jan 05, 2016

* Source: CFPB Complaint Database

TransUnion response to complaint:
Closed with explanation

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