Wells Fargo Mortgage Complaint

Wells Fargo Mortgage department,

Conventional fixed mortgage Loan servicing, payments, escrow account Florida

In -/-/-/-/-/-, I refinanced my Wells Fargo mortgage to a fixed rate of 4.125 % that matures in -/-/- and has no prepayment penalties. Since, -/-/- this newest misapplication of my mortgage payments issue has existed. The bank has attempted to falsely foreclose on my home. By Wells Fargo falsely CLAIMING : ( 1 ) past due mortgage payments up to 2-5 months ; ( 2 ) demanding the refinancing of my 15-year mortgage to one of their 20, 30, or 40 year to pay for two months ; ( 3 ) two years of past due and late mortgage payments to the credit bureaus ( e.g. -/-/- reported serious delinquency of 11 months ) ; ( 4 ) loan falsely placed into the foreclosure department ; ( 5 ) often forced to make 2-3 months of payments within 30-days to avoid immediate foreclosure ; ( 6 ) advance annual early escrow prepayments or buydowns of upwards of $2000.00 ( above mortgage payments ) ignored ; ( 7 ) mortgage payments often misplaced into principal, escrow, etc. ; ( 8 ) numerous late payments created by reversing, hiding, or splitting my advance mortgage payments ; - 9 - their information


in a month ; ( 12 ) that my account was being handled by the bank president 's department ( but unsuccessful ) ; and more! On -/-/-, I received their ( -/-/- ) letter that read : " Wells Fargo Home Mortgage is pleased that you were able to successfully overcome the challenges you faced when your mortgage loan was previously in a default status. '' Two check payments on -/-/- ( # - ) and on -/-/- ( # - ) each for $1200.00. Regardless, the -/-/- bank statement requested a total of $2600.00 ( with $240.00 in unpaid fees ), plus an extra $41.00 late fees. The first -/-/- statement requested a total of $2600.00 ( with $240.00 in unpaid fees ), plus an extra $41.00 late fees. The second mortgage statement, dated -/-/- ( with $280.00 in unpaid fees ), plus an extra $41.00 in late fees. These two-years of injustices will marks its three-year anniversary in just couple months. Yet, it is still not settled. I have extensive documentation to support this situation.