Bank of the West Consumer Loan Complaint

Vehicle loan Taking out the loan or lease

Bank of the West Consumer Loan department,

Vehicle loan Taking out the loan or lease Illinois

On - -, 2015, I was overcharged for a vehicle that I purchased from - in -, IL. The retail order invoice from the dealer indicates that the dealer charged me $20000.00 as the base price of the car ( before additional services were added ). This contradicts ( a ) the price of $18000.00 that appeared on the sticker of the car at the time of purchase, ( b ) the price of $18000.00 which the dealer verbally described to me, and ( c ) the $18000.00 MSRP of the exact vehicle as previously listed on a website linked to the dealer. Documentation is submitted with this complaint in the form of a cache of a web page linked to the dealer where the exact VIN of the vehicle in question has an MSRP listed at $18000.00. I received a loan for this purchase through Bank of the West.


'' that I was promised would now be revoked since I refinanced the vehicle through a different lender ( - - ). Additionally, the dealer added services on the vehicle which I do not remember requesting. In question is a charge of $2100.00 appears on the invoice for a service called " - '' Additionally, I do not recall agreeing to " - - '' for $390.00. The dealer is refusing to reimburse me for any of the disputed charges. In fact, when I made a visit to the dealer in early - 2015 to express my concerns, the lead sales representative there told me " This is how we do business in America, '' in obvious reference to my accent ; I am a native of -. I was also contacted by a sales representative who apologized about the mistaken price of the car but did not offer to reimburse me. I visited with a - legal assistance office on - -. The - legal assistance office contacted the dealer twice in an attempt to resolve the issue. On both occasions, the dealer sounded defensive. The dealer has promised that a " corporate lawyer '' or " - '' would contact office of - legal assistance. To date, neither the - or any lawyers have contacted - legal assistance.

Bank of the West customer in Illinois
Dec 23, 2015

* Source: CFPB Complaint Database

Bank of the West response to complaint:
Closed with explanation

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