PNC Bank Bank Account Or Service Complaint

Checking account Deposits and withdrawals

PNC Bank Bank account or service department,

Checking account Deposits and withdrawals Ohio

PNC Bank cleared a check in the amount of - dollars on - -, 2015. It was for a new part time I job and I had a representative verify the fund with -. The branch manager confirmed the funds were available and that there would be no issue depositing the check. I told him a coworker had an issue and I wanted to be extra sure. The branch manager then told he that the check had already posted to the account and that there would be absolutely no problems with depositing the check. The - - representative confirmed the issue as well. I called into the call center twice as well to confirm that there was no issue with the deposit. The call center representatives both confirmed no issues on -/-/2015. On the - -, 2015, I noticed a large withdrawal on my account in the amount of the check. I did not receive any communication from the bank about any issue with the check or with my account. Because it is close to the holidays and I had been assured there would be no problems with the transaction several times, the funds were not in the account and it caused my account to overdraft. When I went into the bank to figure out what was wrong, I was informed there was an issue with the deposit. Apparently the check was fraudulent. I called the issuer to notify of the issue and filed a report with the local police. I asked if there was anything else I could do with the bank to make the account right, and they told me it was my fault. Despite verifying the funds several times, I was supposed to know the check would not clear. They refused to take the police report and to assist with the issue further.

PNC Bank customer in Ohio
Dec 17, 2015

* Source: CFPB Complaint Database

PNC Bank response to complaint:
Closed with explanation

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