U.S. Bancorp Consumer Loan Complaint

U.S. Bancorp Consumer loan department,

Installment loan Managing the loan or lease Arizona

I was a victim of fraudulent activity on the account. An investigation was started and concluded it was fraudulent activity. ( See enclosed documentation. ) Now all - reporting agencies have a negative item from Elan Financial Services ( - - - -, PA - ) stating I was 30 days past due in - 2015. As you can see on the documentation, the investigation was concluded in -. I have spent over two hours on hold and have spoken with - people trying to rectify this situation, but to no avail. I also contacted the - reporting agencies regarding this and Elan informed them that the 30 day late judgment is accurate. How could that be correct when I was found to be a victim of fraud?