Nissan Motor Acceptance Corporation Consumer Loan Complaint

Nissan Motor Acceptance Corporation Consumer Loan department,

Vehicle loan Managing the loan or lease Managing the loan or lease Arizona

Nissan Motor Acceptance Corp ( aka NMAC ) has incorrectly reported a 30 day late payment to the - major credit reporting agencies purportedly for the Month of - 2015. This 30 day late payment reflects on my credit report for the month of -. In a conversation with NMAC Representative - - on Thursday - -, 2015, she referenced the account and acknowledged that NMAC records show that the - 2015 payment was received 28 days past the due date on Friday - -, 2015 but did not credit the account until Monday - -, 2015. She further acknowledged a potential lag time as a result of NMAC 's then --party payment processing company -, -. In a letter from NMAC dated - -, 2015 they incorrectly make reference to the - payment being received - -, 2015 ; Again, this is not accurate information - NMAC records show that payment was in fact received 28 days past the -, 2015 due date on - -, 2015. This credit reporting practice is not in accordance with the Fair Credit Reporting Act ( FCRA ).