Flagstar Bank Mortgage Complaint

Flagstar Bank Mortgage department,

FHA mortgage Loan servicing, payments, escrow account Pennsylvania

My mortgage was at - now my new mortgage is - starting - 2015. The reason for this is because my escrow was overdrawn for home insurance with Flagstar. Not sure for how long but, I came up with my own home insurance. I have recently returned a check to Flagstar in the amount of -. I am trying to bring down my payment back to - and pay for my own home insurance since my escrow keep being overdrawn. The way Flagstar explained to me is that out of the $550.00 paid monthly $70.00 will be put back into my escrow. I have attached information on my account with Flagstar since - and the amount remains the same every year to total -. What mortgage remains the same for 13-years. Can you help?