Flagstar Bank Mortgage Complaint

Flagstar Bank Mortgage department,

FHA mortgage Loan modification,collection,foreclosure Illinois

On - -, 2015, I contacted my lender, Flagstar Bank to inform them that my loan payment would be 4 days late due to being unemployed. I did the same thing in - and they were very helpful, did n't charge me a late fee, and did n't abuse me verbally. This time when I called, the agent, named - was horribly rude, repeating himself to me as if I was a child. I told him he was being rude and asked to speak to his supervisor - -. She got on the phone and began telling me I had a chapter - bankruptcy on my account that I had n't reaffirmed on, and they could n't talk to me about my account. I DID reaffirm on my mortgage and emailed - proof. She proceeded to tell me that they could call me everyday, all day starting on the - of the month if they had n't received my payment. I have been with Flagstar Bank for seven years, have always paid my loan on the - of the month, which is during my grace period, and never received harassing phone calls. - - - at - am, the phone


The lady on the phone this morning told me she was going to hunt me down '', she told me she was going to call me every day, all day, even on Sunday, until my payment was made. I told her I was going to change my number, and she told me to go ahead, I 'll find you. '' This is a very unprofessional, and harassing way to deal with a customer, and I do n't feel I should have been treated so horribly, especially since I called 3 days earlier to inform them of my financial situation, and when the loan would be paid. I felt I had no other choice but to call - - - and have my landline disconnected on Monday - -, and a new phone number issued on the - in order to prevent further harassment from this company. I find it a bit odd, that after 7 years of paying on the - of each month, I 'm suddenly now being harassed by Flagstar Bank, and I believe - - is responsible for the phone call I received this morning.