Synchrony Bank Debt Collection Complaint

Credit card Taking/threatening an illegal action threatened to sue on too old debt

Synchrony Bank Debt collection department,

Credit card Taking/threatening an illegal action Threatened to sue on too old debt California

Company contacted me through a family member saying they were a legal service attempting to serve me on a debt from -/-/-After an hour long conversation and pressuring me to make a payment arrangement and give payment information they sent me an email contract for payment plan '' I gave them my checking account number for an over the phone payment which they stated the confirmation would be mailed to me in a few days after the payment cleared. I just wanted to be done with it. Later that night I started thinking about it and considering maybe it was a scam and after some digging I call the original creditor the account is closed an I have no balance I also have a Letter from -/-/- from an actual attorney regarding and actual settlement plan that I forgot about. I was just so freaked out about be sued that I did n't even think about it then because I recognized it as an old debit that I had tried to consolidate. I froze my banking account canceled my debit card and moved my money to a different account. Now what I still need to confirm that my case was settled and this is not a legitimate outstanding debt of this is not s scam I want to pay it off. The company is called - lancer group '' I spoke with a Natalie at -. They had all my a. Account info and the last - of my social and my address. Please advise on the next step.

Synchrony Bank customer in California
Sep 26, 2015

* Source: CFPB Complaint Database

Synchrony Bank response to complaint:
Closed with explanation

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