Dovenmuehle Mortgage Inc. Mortgage Complaint

Dovenmuehle Mortgage Inc. Mortgage department,

Conventional fixed mortgage Loan modification,collection,foreclosure California

Thanks to - - 's furlough program and a lengthy and costly divorce, I was forced to file bankruptcy in -. I was informed by - -, that because I filed for bankruptcy, they can not, by law, send me a monthly mortgage statement. I receive a Form - at the end of the tax year. Prior to the - tax year, the Form - did not show the loan balance. I had to call - - loan servicing department and have them mail me a statement. The matter concerning the homeowner 's insurance gets a little complicated. In essence, the roof developed a leak, I had it fixed but the roofing company that performed the repairs went out of business and I did n't have anything to prove that the repairs were completed, so the insurance company ( - ), cancelled the homeowner 's policy. Ironically, I was referred to the roofer by - when I filed the claim. Wherein after being notified by - of the cancellation, - -, took out a policy with another insurer but I have to pay the premiums which is almost double what I was paying. So I 'm in a Catch 22


a reasonable cost, if at all ). I even applied for HARP to get out from under - - or at least reduce the mortgage payment enough to allow me to have the roof replaced, but the - - made that effort unnecessarily difficult. So now, I avoid having to deal with them entirely. The current issue is that I attempted to obtain a loan to have the roof replaced ; however, the - - has not been reporting my mortgage payments to any of the credit reporting agencies. As a result, not only is there no reporting of my mortgage payments since - but I ca n't get a loan because no insurance company will write a policy until - -, - - three years after I originally filed a claim to have the roof fixed.