Synchrony Bank Credit Card Complaint

Transaction issue

Synchrony Bank Credit card department,

Transaction issue New York

Paypal sends out - - offers a few times a year whereby if a customer spends a certain amount of money during - transaction within a stated timeframe, the customer will earn a statement credit on their future statement. In 2014, I activated and completed - offers during the end of the year - - & - -. I waited for my future statement to see if my statement credit posted to my account and found no statement credit given to me. I contacted Paypal customer service to inquire about my statement credits due me, during the end of the year. The customer service representative I spoke with was an outsourced employee in another country that spoke -, but had no understanding of the - - vernacular and kept making the wrong understanding of what I was trying to explain to her. She kept thinking I was complaining about a charge on my account, even though I was telling her I an missing the statement credit promised to me for completing a purchase offer. I became frustrated and hung up. Then I sent and email, with the hope that an American would read it and understand my concerns. Instead, I


promotional financing and interest charges. If the information below does n't answer your question, please reply to this email or call us. A. What is my APR? B. I was offered a promotional credit for paying with PayPal Credit. When will I receive it? C. How can I tell if my purchase has promotional financing? D. How do I avoid interest on my promotional balances? E. How do you apply my payments to my account balances? I became frustrated and just decided not to use paypal anymore, because I feel that they offer statement credits just to get customers to use their credit for the purpose of earning interest payments and never truly have the mindset of giving a statement credit!

Synchrony Bank customer in New York
Sep 22, 2015

* Source: CFPB Complaint Database

Synchrony Bank response to complaint:
Closed with monetary relief

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