Encore Capital Group Debt Collection Complaint

Encore Capital Group Debt collection department,

Cont'd attempts collect debt not owed Debt is not mine New Hampshire

Midland Funding is violating multiple sections of the FDCPA by falsely communicating information about - alleged, unvalidated debts to consumer reporting agencies. Additionally, the debts they are alleging to be mine are beyond the statute of limitations for legal action in the State of New Hampshire so I believe their erroneous reporting is an intentional tactic used to frustrate my attempts at obtaining credit in an effort to get me to simply pay their terms to clear up '' my reports. To wit : Midland Funding is reporting an account with a balance of $1900.00 on an alleged original amount of $1500.00 on my consumer reports. They are reporting themselves as the Original Creditor, are claiming the account as a Revolving Credit '' account with 1 Month '' terms rather than as a Collection Account '' and are reporting continued late payments on a monthly basis as though I have a monthly payment agreement with them ( I do not ). Similarly, Midland Funding is reporting a second account in the amount of $600.00 with identical reporting inaccuracies to the account stated above.