Bank of America Credit Reporting Complaint

Bank of America Credit reporting department,

Incorrect information on credit report Account status Arizona

I have written to Bank of America multiple times, including to the office of the CEO, to request a goodwill deletion of some prior late payments and they have denied my requests multiple times, including a review and denial from an account representative from the office of the CEO. I am aware that they have no obligation to remove late payments simply because I requested them to, but to deny my request on the basis of reporting information correctly while continuously reporting incorrect information is both hypocritical and angering. I have disputed this false reporting with -, -, and - and I have received information from these bureaus that they have verified '' this information as correct. For Bank of America to knowingly, willingly, and continuously report and confirm inaccuracies as factual is both damaging to my credit profile and a violation of the Fair Credit Reporting Act. Bank of America violates FCRA 15 U.S.C. 1681s-2 ( a ) ( 1


Account Designator : Closed '' on my - credit report. This account was paid in full - and should be reported as Paid and Closed ''. Bank of America violates FCRA 15 U.S.C. 1681s-2 ( a ) ( 5 ) ( A ) for failing to disclose the date of first delinquency on my - credit report. Bank of America shows that the account was closed - but has reported a late payment in - on my -, -, and - credit reports. I would like them to verify that a statement was sent to me in regards to that late payment '' and also explain how a closed account can have late payments. Bank of America violates FCRA 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) for knowingly reporting inaccurate information to a consumer reporting agency Account Designator : Closed '' on my - credit report. This account was paid in full - and should be reported as Paid and Closed ''. Bank of America violates FCRA 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) for knowingly reporting inaccurate information to a consumer reporting agency by showing that the account was closed and opened multiple times on my - credit report. I never agreed to such account activity and would like Bank of America to explain why they are reporting my account this way. Bank of America violates FCRA 15 U.S.C. 1681s-2 ( a ) ( 5 ) ( A ) for failing to disclose the date of first delinquency on my - credit report. Bank of America violates FCRA 15 U.S.C. 1681s-2 ( a ) ( 5 ) ( A ) for failing to disclose the date of first delinquency on my - credit report. Bank of America violates FCRA 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) for knowingly reporting inaccurate information to a consumer reporting agency by showing that the account was closed and opened multiple times on my - credit report. I never agreed to such account activity and would like Bank of America to explain why they are reporting my account this way. Bank of America violates FCRA 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) for knowingly reporting inaccurate information to a consumer reporting agency Account Designator : Closed '' on my - credit report. This account was paid in full - and should be reported as Paid and Closed ''.