Flagstar Bank Mortgage Complaint

FHA mortgage Loan modification,collection,foreclosure

Flagstar Bank Mortgage department,

FHA mortgage Loan modification,collection,foreclosure Georgia

My Mortgage loan is serviced by Flagstar. When I fell behind I began working with - and was also assigned a Single Point of Contact ( - - ) at Flagstar. I have several recordings with Flagstar trying to get in contact with my - - - yet after numerous calls, request for a direct email, or a direct contact number I have been told that anyone in customer service could help with my loan. I had filled out Loan Modification Documents and mailed them back to the specified address yet the documents were never received. I would have Flagstar customer service then mail out new modification documents and remain them only to have the same outcome. Now I am facing foreclosure in 2 weeks and I speak with a customer service rep. that tells me I can simply upload my Modification documents thru my online loan account. I immediately go online to access my account in which I find I am LOCKED OUT OF! I call flagstar customer service and tell them the issue and have them reset my account. I upload the modification documents as well as my - documents and Point of Contact with -. With only 2 weeks away from foreclosure I just received a letter from Flagstar stating my NEW SINGLE POINT OF CONTACT WILL BE - -!!!!! With only - weeks to foreclosure I am terrified I will not have enough time to finalize either my loan Modification or HomeSafe Approval.

Flagstar Bank customer in Georgia
Aug 13, 2015

* Source: CFPB Complaint Database

Flagstar Bank response to complaint:
Closed with explanation

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