HSBC Mortgage Complaint

HSBC Mortgage department,

Other mortgage Loan servicing, payments, escrow account New York

Four years ago I entered into a forbearance for my HSBC mortgage. Worst thing I could have done. I was unemployed and it did a job on my credit. I pay $1000.00 per month. Only - dollars goes to principal. In 8 years I pad off less than -. dollars. Now finally on my feet financially and they charge me - prepayment penalty plus $750.00 PMI for a close out. How can they charge me $750.00 for PMI on a close out. That makes my close out - which is more than my original mortgage in 2007. Something is wrong here.