Home equity loan or line of credit Loan servicing, payments, escrow account
Nationstar Mortgage Mortgage department,
Home equity loan or line of credit Loan servicing, payments, escrow account North Carolina
My wife & I held a primary mortgage with - and a HELOC with Nationstar Mortgage. We Refinanced ( which went very well ) maintaining - as our primary lien holder and drawing additional funds to payoff the HELOC with Nationstar as well as draw some additional money for home improvements. We closed - -, 2015 and received our check very early -. Upon closing, I cancelled recurring payments to our original obligation with - and with Nationstar. On - -, I received an e-statement from Nationstar that reflected my balance, plus - past due payment and - upcoming. Given we closed over a month ago, I called and was told that they never received a payment, let alone a full payoff. My wife & I were shocked! We double-checked all the closing papers from the Refi, and the payoff amount was included. I called -, who spent a great deal of time researching what happened, and they were able to provide me with the - tracking number for the check cut to Nationstar. They were even able to confirm that the package was signed for at the Nationstar facility on - - and the check was later cashed on
) the image of the payoff check ( which I had to obtain from the title company ). On - - when I recognized the payment had not been processed and my initial phone call to Nationstar my online statement read that I owed $140.00 as past due, '' and the following day, after making them aware of their oversight, they raised my amount past due to $290.00. Today is - -, 2015. I sent Nationstar the image of the payoff check - -, and my account has still not been credited. Keep in mind, they signed for & cashed this check over a month ago. And now the are piling on late fees & charges for an account that should be paid off completely. My attempts to work with them to properly credit my account are leading me nowhere and I feel my wife & I may end up either owing more as part of our attempt to better our financial situation through our Refi, or needing to spend a huge sum of money for legal help on a simple matter of taking and applying a payment. Can you please help us!!! - -
Nationstar Mortgage customer in North Carolina
Jul 06, 2015
* Source: CFPB Complaint Database
Nationstar Mortgage response to complaint:
Closed with explanation
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintWebsite | https://www.nationstarmtg.com/ |
Phone | 888-480-2432 |
[email protected] | |
Address | PO Box 619098 Dallas TX 75261 |
Nationstar Mortgage | |
Nationstar Mortgage |
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