American Honda Finance Corporation Consumer Loan Complaint

American Honda Finance Corporation Consumer loan department,

Vehicle loan Taking out the loan or lease California

I am the victim of identity theft. On - -, 2015, I received an alert from a credit monitoring service that someone ( likely the person who has been fraudulently using my social security number to attempt to take out loans and obtain other lines of credit ) had attempted to open a line of credit with American Honda Finance using my social security number, or other personally-identifiable information. This showed up on my credit report as an ( erroneous ) inquiry. I telephoned American Honda Finance ( AHF '' ) on -/-/2015 to request removal of this fraudulent inquiry from my credit report, speaking with - '' ( the only


as a consumer, I could not request assistance from AHF directly ). This, despite my *repeatedly* telling him that under federal law ( the Fair Credit Reporting Act Section 623 ), as a furnisher of information to credit bureaus, AHF is and was *required by law* to assist me to resolve the fraudulent inquiry as a victim of identity theft. I asked to speak to - 's supervisor, but - repeatedly refused to transfer me - or to give me the phone number of AHF 's fraud or credit department. In short : AHF is in standing violation of the Fair Credit Reporting Act in providing me absolutely no recourse, as a consumer who is a victim of identity theft, to dispute this fraudulent entry on my credit report.