Collections Acquisition Company, Inc. Debt Collection Complaint

Collections Acquisition Company, Inc. Debt collection department,

Other (phone, health club, etc.) False statements or representation Attempted to collect wrong amount Minnesota

On -/-/2015 I submitted a FULLY VALID check ( convenience check with plenty of available balance ) to a grocer and it was sent to collections erroneously as a returned check '' because they did n't process the check properly. The debt collector it was sent to lied to me, stating they sent me a notice -/-/2015 about this check being returned ''. I never received that letter and they sent me a copy of the letter '' ( dated - - when they sent it after I called, not -/-/2015 ), when I discovered the error on my credit report. The bank on which the check was drawn NEVER RECEIVED the check and thus could not have returned it. I have that


standing for anyone looking at my report all this time. It is showing I wrote a bad check '' when I did no such thing! My scores were Excellent '' and now Poor '' due to something I did not do, and the involved bank gets off scott free.