VW Credit, Inc Consumer Loan Complaint

VW Credit, Inc Consumer loan department,

Vehicle loan Managing the loan or lease California

It all started with inquires! Excessive -adjectiveMore than is necessary, normal, or desirable ; immoderate. In 2012 I was in the market to purchases a vehicle. The - - - was the vehicle of choice. I wo n't bore you with the - shameful hours I spent at the dealership. This practice should be banned. Never the less I purchased my vehicle and I was on my way. I was a successful -. Highly educated! The go to guy for all things. However I could n't get a handle on credit and what it was doing to the American consumer. So I started a business. - - and - Literacy! I want to know everything I could about FICO vs.Fake'O! All the acts protecting consumer 's rights! I had nothing but time on my hands. I was paying my car note on time. Settling all debts! Restoring my good name and building a business which addressed my credit concerns and issues, as well as others. In this economy, credit is more important than ever before. Credit scores are a misrepresentation of a true credit history! Good credit may have qualified you for mortgage years ago may not merit an auto


could n't do it, I found a way or there was no way! So this undertaking was just the task for me. I became a independent agent for a financial education company, which gave me access to vital resources and tool along with stating my business. Using the internet and a variety of other resources I began to understand the connection between SSN, our economy, the financial system, income inequality and a host of practices which have distorted the hopes and dreams of so many Americans. Do n't get me wrong! I had my challenges early on in life. Who has n't! We are Americans, we wrote the book on this issue related to credit and debt. As I mentioned early on, all I need was time, to allow a positive history to emerge before looking for a business loan. Some - months had passed and I was ready to secure that business loan. Positive payment history, settled debt, - inquires and a credit score in the high - range. I would have to pay a bit more for my loan, which I understood work was still need. The business loan was going to be the additional work needed to propel me over the - mark. In - I believe it was. I approached - for a business loan to my surprise I was denied. So I requested a copy of my credit report from all - Consumer Reporting Agencies. What I was once I received my credit report was outrageous! - credits inquire all my credit. Mind you, - different credits inquire an each reports. All do on the same day. I was beside myself! So I reached out to - -, Volkswagen Credit and to expect they gave me the -. More or less telling me to -! There was nothing they could do about it. Lenders see the inquires as - inquiry. If that were the case I would have had only - inquires on my credit report because, I had did my due diligence months before looking for a car. Which I had only - inquiry on my credit report! Life had never been the same because of the excessive inquires! I was left with no other option but to take matters into my own hands. The results have been slow, however worth the time. I 'm reaching out to you today for your help. The wrongs of - -, Volkswagen Credit and dealerships, are egregious and unlawful. They have nearly ruined my life. However i can weather the storm. The financial lives of the American consumers is what keeps me up at night. I 'm still unable to obtain a loan, because of their actions and abuse of the credit system.