Encore Capital Group Debt Collection Complaint

Encore Capital Group Debt collection department,

Credit card False statements or representation Attempted to collect wrong amount Michigan

Asset Acceptance have been attempting to collect a debt on me since -, it has been 15 years. A judgement was filed and ordered on me on -, for $1900.00. I received a letter today from Asset Acceptance -, saying that the current judgement amount is $2800.00. Problems with my case : 1. they will not show the date when my account was open or closed, just the charged off date ... if the true date was shown then it would prove that the statue of limitations had expired and they would not have been able to file anything ; 2. this was an identity theft case ; 3. I never received a subpoena for this case and the court officer admitted today, that the court has the wrong address on file for me ; 4. after 15 years with a judgement, interest is still accruing, how can interest accrue if it was never specified or awarded by a judge, I have never received any interest statement, so how are they charging me ... that is not a fair practice, they in fact could say anything about interest, unfair practice/illegal ; 5. they are still filing writs of garnishment on


is an unfair/illegal practice because that would mean that they can keep filing writs on me, whenever they want to, until the day I die ; 6. the current interest is $890.00, how can you award yourself interest without showing me proof ... thus, interest at what percinct and in what year, where is the proof ... .again, this allows them to say and do whatever to the consumer, unfair practice illegal. Ie..on -, the judge ruled $1900.00 and the conditions state : this judgement/order resolves the last pending claims and closes the case. There are no further issues to be litigated ; 7. Asset listed that the last payment I made was on - -, - with an agreement ... thus, if so, why did they file a case on me a couple of months later ... highly, unlikely ... whereby, if they alleged that my account was charged off on - -, -, why wait 4 years to take me to court ... highly unlikely ; 8. this does not even include the harassment from -, the endless phone calls and correspondences ; 9. Again, they do not show the opening or closing dates of my account ... thus, they can say what they want against me, illegal/unfair practices ; 10. Repeatedly filing writs of garnishment ... thus, no expiration, illegal and unfair practice because this allows them to do what they want against me, outright illegal ; 11. Statue of limitations expired long before they attempted to take me to court ; How are they allowed to file more than - writs of garnishment on me since -, -, - ... how can then keep filing writs and getting new extensions. The - writ expires this year and they are able to take my - taxes with their illegal practices, additionally, how can you file another writ on me long before the first one expires, and how in the heck can you keep adding another 10 years on me to collect from me, every couple of years, when you want to ... illegal, purely unfair practices. They can not be allowed to keep mistreating me because they think that they can. Every aspect that I have listed proves unfair and illegal practices by Asset Acceptance.