Bank of America Consumer Loan Complaint

Bank of America Consumer loan department,

Vehicle loan Managing the loan or lease Louisiana

In 2007 my ex-wife and I divorced. I had - vehicles under my name which were with - - - as the cosigner, and Bank of America which I was the primary. The divorce proceedings lasted almost two and a half years. On the last day of the court proceedings I communicated with both creditors trying to salvage my credit as best I could. Both - and BoA gave me no special treatment, their only advice was to pay both of the accounts in full by the close of the day, and the accounts can be removed from my credit bureau file after seven years has past from the - deliquent reporting which was - 2007 for BoA, and - 2007 for -. I agreed with both and settled both accounts immediately. The total pay off for both accounts was over $30000.00. The - years has now past, and I have disputed the information with all three credit bureaus stating the allotted time has past and the accounts were paid in full. The returning investigation shows that the derogatory information has n't been removed but only updated. The first delinquency for the months of - and - 2007 now have


NO DATA ''. I have contacted both creditors asking why they have n't held up to the agreement made on the last court date. I have suffered with this on my credit report for the seven years, paid higher interest rates on everything I borrowed, or saved until I could pay cash long enough in the eyes of the law governing the credit reporting process. They have now changed the information in my files by deleting the - delinquency, and therefor keeping me suffering with this on my file. Why and how are they able to do this? Are they able to do whatever they want regarding my information? They have to hold up to their end of the agreement and release me from my suffering. Bank of America acct # - # ending in - - - -