Ditech Financial LLC Mortgage Complaint

Ditech Financial LLC Mortgage department,

Conventional adjustable mortgage (ARM) Credit decision / Underwriting Washington

Issue 1 - - QWR 's submitted with no response to ALL questions. The biggest factor is they are collecting Arrears and not applying any monies towards Principle and will not offer a complete accounting of arrears collected. Attached are all QWR 's and responses incomplete. Issue 2 - How can they collect mortgage on an inactive MIN/MERS number? MIN - - Being inactive implies it was paid off. Issue 3 - Where is proof of service, and location of where the debt is recorded, Contents of notice, under TILA they are required to show a secured transaction between - and Greentree. issue 4 - When a clear and complete accounting is offered it should include the rework of - - Post petition charges to have PMI removed an amount less $180.00 per month. The bank still collected this money, and when the PMI refund was accounted for, this amount should have gone towards principle. Issue 5 - the - QWR 's requested the current balance and a payoff amount. this has never been supplied. We could go on about proof of notice of claim transfer, proof of mailing of notice, etc.