Portfolio Recovery Associates, Inc. Debt Collection Complaint

Portfolio Recovery Associates, Inc. Debt collection department,

Credit card False statements or representation Attempted to collect wrong amount Ohio

In or around -/-/-, my former - - credit card account was turned over to Portfolio Recovery Associates, a Debt Buyer in -, VA. Portfolio Recovery began reporting this alleged Collection Matter to all national credit bureaus, in or around -/-/-. Portfolio Recovery blatantly misrepresented this alleged Matter from the very beginning, by reporting it as a Brand-new Collection Account, each and every month. They did this in : -/-/-/-/-/-/-/-/-/-/-/-/-/-/-/-/-/-/-/-/- ; then, in -/-/-/-/-/-/-/-/-. As Portfolio Recovery is a Collection Agency to begin with, if an account is with their office, then it is automatically a Collection Account. Reporting the Collection Account as being a Brand-new Collection each and every month is a blatant misrepresentation of factual credit account activity, and an attempt to make - types of negative reporting 's, on the same account, at the same time. Following my Disputes regarding this Matter with numerous Consumer agencies, I observed that -, as of -/-/-, removed the inappropriate reporting 's of


in -/-/- ( 11 months ago ), IT IS NOT a Brand-new collection almost one year later, in -/-/-. This is nothing more than an underhanded maneuver by Portfolio Recovery to update '' this alleged Matter by one year, thereby significantly increasing the negative effect on my credit scores. Further, as Portfolio Recovery has removed the - ( - ) highly inappropriate reporting 's following my Disputes of this Matter, this would clearly indicate that the prior reporting by Portfolio Recovery was in fact inappropriate ; that is why they removed it. This would bring significant doubt as to the credibility of Portfolio Recovery, and their credit reporting, as a whole. Last but not least, Portfolio Recovery reports an alleged balance of $2000.00 owing on this alleged Collection account, to -. However, at -, an alleged balance of approximately $1400.00 is reported ; a difference of nearly - - dollars. This represents a very significant discrepancy in credit reporting between - different bureaus, by the same alleged creditor. Given the multiple occurrences of contradictions and discrepancies in their reporting of this alleged Matter, I respectfully request this Matter be fully removed from all major credit reporting bureaus.