Encore Capital Group Debt Collection Complaint

Encore Capital Group Debt collection department,

Credit card False statements or representation Attempted to collect wrong amount Michigan

Midland Funding sued me in - 2008 for $3300.00. I requested proof that I owed the debt which they never provided to me nor the magistrate ask for discovery. My rights were violated. All motions were denied in circuit court to overturn the judgment. Since I did not receive any proof that I owed the debt I did not enter into a payment agreement and my wages were garnished beginning - 2008. A total of $3000.00 was paid over a period of - months before losing my job. Now I am being garnished again with interest for a total of $2000.00. I have requested in writing that they prove the debt and they have yet to do so. The statute of limitations in my state is - years. Midland funding is still trying to make money off me for a debt that I do not owe and that they never provided proof that I owe. They are engaging in unfair practices by charging me interest and collecting money from me on a debt that I do not owe and that the statutes has expired on.