Review and analysis of over 87 complaints against Real Time Resolutions
Real Time Resolutions consumers have reported over 87 official complaints related to Loan modification,collection,foreclosure. Out of the 87 consumer complaints against Real Time Resolutions, 30% were disputed by the consumer (i.e. the consumer was not happy with how Real Time Resolutions responded to their complaint) and 92% were processed in a timely manner. 0% of consumer complaints against Real Time Resolutions resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 5% resulted in non-monetary compensation.
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Real Time Resolutions Mortgage loan modification,collection,foreclosure May 2, 2016 - Real Time solutions continues to report a balance owed to them at -, and - - based upon a 2nd mortgage that was foreclosed on back in 2006. According the Fair Credit Reporting Act, a creditor is only allowed to report inaccurate information on one 's credit report for a period of seven years. However, Real Time Solutions has purposely changed the dates of activity on this account to continue to report it. This is a direct violation of my rights, as outlined in the Fair Credit Reporting Act. ... |
Real Time Resolutions Mortgage loan modification,collection,foreclosure April 12, 2016 - We have a short sale essentially completed for this property. Note has not been paid for 7+ years. Judicial foreclosure proceeding is well advanced. Borrower has no assets and is essentially judgment proof and strongly considering bankruptcy and has retained a bk attorney. The first lien has approved $12000.00 for Real Time Resolutions as the second lien holder under the HAFA program, per program guidelines. We are not getting anywhere with the RTR contact person, and need a deficiency waiver and approval letter for the $12000.00. They are refusing to budge off of $40000.00. We do n't ne... |
Real Time Resolutions Mortgage loan modification,collection,foreclosure March 16, 2016 - I 'm filing a complaint against Real Time Resolutions ( RTR ) for violations to the U.S bankruptcy code 11 U.S.C. 362, which strictly prohibits a collection agency for pursing a debtor for payment on a debt which has been legally discharged. As an attempt to preserve the integrity of my personal finances and correct my financial affairs my consumer debt was discharged on - -, -. During this major financial transition my loan was transferred from - - - ( BAC ) to RTR on -/-/-.The secured creditor must prove the validity of its claim and obtain a court order before taking ... |
Real Time Resolutions Mortgage loan modification,collection,foreclosure March 6, 2016 - I received a - - for $160000.00 from Real Time Resolutions , Inc. ( " RTR '' ) for a foreclosure on a lot in - - Florida I purchased in -. - - - held the interest-only mortgage at the time of the foreclosure in - at which time they issued a - stating the principal balance was $230000.00 and the - of the property was $34000.00. At the time of the purchase -s own appraiser appraised the property for $250000.00 and lent me and a partner $230000.00 ( 95 % ). They then transferred the loan to a - - - spin-off - who sold the loan to RTR who i... |
Real Time Resolutions Mortgage loan modification,collection,foreclosure December 11, 2015 - I was sold a predatory sub-prime loan in -/-/- by - Loans. I had a 80 % - mortgage and a 20 % - and I put nothing down on the home. After a year I got into trouble with the loans and I was facing foreclosure. With my parents help I was able to stave of foreclosure and I kept making payments on both loans for several more years. Finally I had to file a personal bankruptcy. Both my - and - loans were discharged in my Chapter - bankruptcy in -/-/-. I kept making the payments on the - mortgage to - - - and I am still current. However the second loan was sold... |
Real Time Resolutions Mortgage loan modification,collection,foreclosure November 13, 2015 - Real Time Resolutions sends a request to all Credit Bureau agencies to update my tradeline and show status as 'included in bankruptcy ' and ERASE the 90day delinquent status on my and my husband 's credit report. However, this only lasts for - cycle and I am forced to make repeated phone calls and letters to get them to correct the status time and time again. ... |
Real Time Resolutions Mortgage loan modification,collection,foreclosure November 4, 2015 - On - - 2015 a short sale file - lien holder ( Real Time Resolutions ) submitted the file to the investor ( was told - - - ) for possible approval of the short sale. Since then we have been waiting for their answer. We have been waiting over 2 months. In eight years of negotiating short sales I have never seen an answer take this long. ... |
Real Time Resolutions Mortgage loan modification,collection,foreclosure June 23, 2015 - My wife and I signed a mortgage for a house at - - -, - FL in - - in -. The mortgage was adjustable rate, and in -, the payments increased from the original $700.00 to $1100.00, which we could no longer afford, and we stopped making payments. We were foreclosed in -, the house was sold at auction in -, though that sale appears to have been nullified, but in - a collection agency, RealTime Resolutions began sending us collection notices, and continue to do so. We do not feel that we owe RealTime Resolutions anything, we did not sign anything from them and in... |
Real Time Resolutions Mortgage loan modification,collection,foreclosure June 15, 2015 - My mortgage was foreclosed on in -/-/-. Real Time Resolutions purchased it after. I have been trying to have this entry removed form my report and disputed in in -, -, and -. Real time response was that it would be corrected and removed by -/-/-. To date, it has not When I tried to disputed it again, since they have NOT been at all truthful and lawful since this ordeal began. Their response is that the dispute has been settled. IT HAS NOT. I am requesting to have t his entry taken off off all of my reports immediately. I consulted an attorney and he indicted that because the... |
Real Time Resolutions Mortgage loan modification,collection,foreclosure May 20, 2015 - This was an old debt that I thought was discharged. I am currently behind in my first mortgage and trying to solve this problem. I called and offered to settle this debt for $3000.00 and they said minimum was $6600.00. I said ok and now they say they want $86000.00. I do n't want home to go to foreclosure or me having to file BK. ... |