Real Time Resolutions Mortgage Complaint

Real Time Resolutions Mortgage department,

Conventional adjustable mortgage (ARM) Loan modification,collection,foreclosure Florida

My wife and I signed a mortgage for a house at - - -, - FL in - - in -. The mortgage was adjustable rate, and in -, the payments increased from the original $700.00 to $1100.00, which we could no longer afford, and we stopped making payments. We were foreclosed in -, the house was sold at auction in -, though that sale appears to have been nullified, but in - a collection agency, RealTime Resolutions began sending us collection notices, and continue to do so. We do not feel that we owe RealTime Resolutions anything, we did not sign anything from them and in our original response to the foreclosure notice, we disputed that the holder of the original mortgage was not the party who filed foreclosure. Our mortgage had been commoditized and resold during the period which led up to the - financial crisis, and - -, which was - of the plaintiffs on the foreclosure, has since been convicted of manipulating the interest rate index which determined the interest rate which caused our mortgage payments to go up dramatically.