Review and analysis of over 4 complaints against TD Bank US Holding Company
TD Bank US Holding Company consumers have reported over 4 official complaints related to Credit line increase/decrease. Out of the 4 consumer complaints against TD Bank US Holding Company, 25% were disputed by the consumer (i.e. the consumer was not happy with how TD Bank US Holding Company responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against TD Bank US Holding Company resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 25% resulted in non-monetary compensation.
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TD Bank US Holding Company Credit card credit line increase/decrease January 8, 2017 - My complaint is against Target Redcard credit card. I recently received a letter from them that they have lowered my credit limit because I was not paying it off fast enough and have balances on other cards, even though I make my payments on time every month. For months, they kept upping my credit limit, which I never asked for and as a result of this, there were hard inquiries on my credit rating from them which hurt my credit scores and now they want to lower my limit after they are part of the reason my credit scores have gone down? I find this unfair. I never asked for them to keep upping ... |
TD Bank US Holding Company Credit card credit line increase/decrease June 28, 2016 - I was without phone access during a - -/-/2016 and missed a credit card payment through TD Bank. I set up an automatic payment but it never went through. When I returned, I fixed the situation by calling card services and they waived my interest fee and my late fee. Since, on my credit report it still says that I have missed payments which I had waived. I have called card services to try and get everything taken care of and they are not helping to get this removed off my credit report. Also, TD card services sent me a letter in the mail lowering my credit from - to - because I used ... |
TD Bank US Holding Company Credit card credit line increase/decrease March 12, 2016 - I have been a Target REDcard Visa cardholder since -/-/-. My credit limit on my account was $2700.00. I have always maintained my account in good standing. I paid my account down to a - balance in - - and did not use the card to make purchases for more than a year. Target updated their cards with the new chip technology and mailed me a new card to activate. Upon activation I noticed that Target had reduced my credit limit from $2700.00 to $200.00. When I called Target to inquire as to why my credit limit was reduced, I was informed that Target 's company policy allows them ... |
TD Bank US Holding Company Credit card credit line increase/decrease February 23, 2016 - It is impossible to speak with someone about my credit, credit limit, etc. or get any questions answered about the Target Red Card. All of the information about whether or not I can receive a credit limit increase, etc. is confidential, and can not speak to anyone about it. ... |