TD Bank US Holding Company Credit Card Complaint

Credit line increase/decrease

TD Bank US Holding Company Credit card department,

Credit line increase/decrease Georgia

I was without phone access during a - -/-/2016 and missed a credit card payment through TD Bank. I set up an automatic payment but it never went through. When I returned, I fixed the situation by calling card services and they waived my interest fee and my late fee. Since, on my credit report it still says that I have missed payments which I had waived. I have called card services to try and get everything taken care of and they are not helping to get this removed off my credit report. Also, TD card services sent me a letter in the mail lowering my credit from - to - because I used my card too often. The reason I used my card to often is because in -/-/- I had some identity theft on my debit card and live no where near a branch office to get a new one so the advisor told me to use my credit card that I paid off just as it were a debit card. I have kept up with this card making double payments repeatedly and this is severely effecting my credit.

TD Bank US Holding Company customer in Georgia
Jun 28, 2016

* Source: CFPB Complaint Database

TD Bank US Holding Company response to complaint:
Closed with non-monetary relief

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