Resources for resolving common issues with Cooling & Winter LLC products and services
The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.
The CFPB will forward your complaint to Cooling & Winter LLC and work to get a response. After your complaint is forwarded, Cooling & Winter LLC has 15 days to respond to you and the CFPB. Cooling & Winter LLC is expected to close all but the most complicated complaints within 60 days.
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Cooling & Winter LLC Debt collection cont'd attempts collect debt not owed debt was paid August 31, 2016 - Twenty two years ago when I was - - - I signed a Retail Installment Contract with - - - to finance a gym membership with - - - in the amount of $1000.00. Four years later my wife was served at our home at - - - - GA - with Civil Action 98-CV-1308 in regards to this unpaid contract. A judgement in this matter was filed on - -, - and my wages were subsequently garnished until the judgment was satisfied in full. Please see the attached documentation showing the garnishment on this matter was satisfied in full on - -, -. I never heard a... |
Cooling & Winter LLC Debt collection taking/threatening an illegal action seized/attempted to seize property July 26, 2016 - Many months ago I was contacted By " - '' whom are taking actions by suing me for debts I can not pay. I had agreed to settle on a payment plan which was going well until I lost my job and was not able to continue to payment plan. I found out - - - and - were order to cease business operations due to unethical business practice. Being the only working provider in the household is quite hard to keep the lights on. I work - jobs and ca n't afford to keep current on many other expenses that are coming due. I came to found out that " - - - and Associates '' is now operat... |
Cooling & Winter LLC Debt collection cont'd attempts collect debt not owed debt is not mine May 20, 2016 - I received a phone message today from some identifying himself as - with Cooling and Winter law firm. He said to call him back and that it was a debt collection call. As I do n't have any debt in collections, I - the firm name to see if this was a phone scam. The search showed a CFPB enforcement action against this law firm 's partners for deceptive collection practices. I pulled my credit report after the call to make sure there was nothing showing. I have a clean report and am current on all debt. I am unsure what to do as I do not want to return this call as I have no debt in arrears.... |
Cooling & Winter LLC Debt collection cont'd attempts collect debt not owed debt was paid May 10, 2016 - I was sued in 2014 for a debt that I owed - -. - - bought the debt and filed a suit against me and garnished my wages until the balance was paid in full. After paying this debt in full, I received more correspondence from - - as well as Cooling and Winters LLC. stating that I was being sued again for the same debt. I have spoken to both compnaies and - - refuses to speak to me about my account and told me they sold the account to Cooling & Winters after this account was satisfied. I contacted Cooling & Winters and they stated that they never received the money that was ... |