Stellar Recovery Inc. Debt Is Not Mine Complaints

Review and analysis of over 265 complaints against Stellar Recovery Inc.

Stellar Recovery Inc. consumers have reported over 265 official complaints related to Debt is not mine. Out of the 265 consumer complaints against Stellar Recovery Inc., 18% were disputed by the consumer (i.e. the consumer was not happy with how Stellar Recovery Inc. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Stellar Recovery Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.

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New Debt Is Not Mine Consumer Complaints


Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

April 3, 2017 - Account # - I called on -/-/- and spoke with - -, I informed him that I had send multiple request to validate this debt as I did not recall it. He reviewed the information that they had on file and noted that the service address was an address that I have never lived at. He closed the account as fraudulent and let me know that the information would be updated with all three credit bureaus immediately. I called them this morning -/-/2017 to get a status update as the credit bureaus have not received anything stating that the account needs to be deleted. I was told by the agent...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

February 5, 2017 - After I had cancelled my -, I returned my internet modem but - - is claiming that I never returned it and is rotating $99.00 worth of debt between debt collectors. I had this issue resolved a few years ago and it fell off my credit report, now it is back on my credit report....

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

February 4, 2017 - In 2012, I was a customer with -. When I initially received service with them, somehow, and without my knowledge, they managed to create - duplicate accounts. While I paid my monthly bill for the service I received this duplicate " phantom '' account started racking up unpaid bills. Between then an now, I have been contacted by three separate debt collection companies trying to collect on what is about $250.00. Each time I inform them that this debt is not mine, request verification of the debt in writing, and tell them to stop contacting me. Each time, of course, they cease all acti...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

January 20, 2017 - My - son has a not so new cell phone. Apparently the person who previously had that cell phone number owes money to someone. Today, a third debt collector called my son 's phone in an attempt to collect the prior person 's debt. We have informed both prior debt collectors that the phone number they were calling is that of a minor. While that may have stopped that debt collector, that had not stopped debt collections directed at my son, who is not the debtor, and who it is illegal for the debt collectors to call. The issue that I think the CFPB needs to address is how to stop this marry-go...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

January 7, 2017 - The debt in question was dropped by the original company because the service was not actually used so the debt is no longer applicable to me. - already fixed the inquiry on their report but I can not figure out how to fix the inquiry with -...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

December 29, 2016 - On -/-/- I requested via telephone that - terminate my account effective -/-/- due to a pending relocation. - - of Indiana did not terminate my account timely and has alleged a debt in the amount of $120.00. I have received communication from - separate collection agencies, including Stellar Recovery, each of which I have been provided a copy of the contractor 's receipt confirming pickup of my equipment and termination date as well as an accounting of my - account paid in full. I also requested each to cease & desist communication with me regarding the matter. Stell...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

December 28, 2016 - STELLAR RECOVERY INC Has place an account in collectection with -, - stating I Owe them $400.00 dollars. I have never had a account with this company and only became aware of this debt when I received my credit report....

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

December 24, 2016 - I have a open collection for - dollars from - but I do n't have -. Have n't received a bill. So I was wondering if it could be identity theft. Please help....

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

December 22, 2016 - I have no knowledge of said debt and I would like it removed as it 's reporting to the CB ( as an OPEN account ) and negatively affecting me. -. This information was also shared illegally ( third party ) without my informed consent. -. I would like this debt to be removed from my profile as it 's reporting to the Credit Bureaus and negatively affecting me...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

November 28, 2016 - I was approached last year (? ) for a debt that was not mine. ( originally - or -, ca n't find the debt collection name or other correspondence ) ) I filed a complaint with you then, and the issue went away. A company called Stellar Recovery, - MT - apparently acquired information and then filed that with Experian and they put it on my credit report. That dropped my rating from 826 to 650 or so. They never contacted me before doing this. I called them at -. EST, -/-/2016 and told them this issue was settled with the prior company and that they need to correct immediately. F...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

November 26, 2016 - - agreed to settle the alleged debt in arbitration two years ago. Now, Stellar has come along and is attempting to collect the debt that was settled with -. Stellar is # - for most complaints, and really should be investigated and fined....

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

November 18, 2016 - I had cable service from - that was contracted through -. All billing for my cable service was received from -. I never had an account directly with -. Upon the end of service, I received a bill from - that reads FINAL BILL about 3 years ago. The FINAL BILL showed that I overpaid the account by more than $50.00. However, - created an account after service ended and continues to send me fraudulent bills via collection agencies attempting to collect at first $230.00, then $140.00, and recently $98.00. On -/-/-, I contacted - via certified letter to dispute the d...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

November 18, 2016 - I have continually been contacted by multiple Debt collectors for a termination fee charged me by - that I do not owe. I never signed a contract with them, and therefore this is invalid. The issue is that they keep sending it to different debt collectors. I have tried contacting - to drop this collection attempt but they refuse to do so. They have a known issue with deceptive practices as noted on the - website including not disclosing contracts, price switching ( which they did to me ), etc. I need to know what can be done to get them drop this charge that is not valid. I do not want...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

October 26, 2016 - i am just recently seeing new things on my credit history i am unfamiliar with, its is false and harming my credit situations and would like to have them removed do to company which is harrassing me...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

October 19, 2016 - - originally charged for internet service at a home that I sold ( and was vacant due to renovations after the sale ). The person that purchased my home informed me of the debt when they finished renovations and tried to connect internet service. I contacted them and explained, they agreed to research and pull records and call me back, they never called me back. - continues to sell the debt to various collection agencies who resubmit for collection. I have provided details, including the HUD to prove the date of sale at the address, to - twice and had the debt removed both times. Now t...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

October 19, 2016 - I emailed a collection company name STELLAR Recovery Inc. back in - -, 2016 to remove a debt showing on my credit report and affecting my credit score. I received a phone call from one of the representative that did n't say her name nor a phone number to get a hold of her and I confirmed to her that the address on the debt does not belong to me and it belongs to someone else. I was told that the debt will be removed from my credit report. I checked again in - -, 2016 and the debt still shows on my report, so I sent a follow up email and I never received a respond up 'til now. I a...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

October 18, 2016 - - has repeatedly over charged me for almost 3 yrs. & declined to accept responsibility or adequately fix the problem. They disconnected my service in -/-/2013 & continue to say yrs. later that I owe them $200.00 for which I do n't. They never atoned for the over charges to my account nor fixed the problems that continued to over charge me on " specials '' that they supposedly gave me & reniged on each month. I reported them to the FCC numerous times yet they still failed to correct the billing errors. They continue to send - party collectors after me who harass me by phone for a mont...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

October 10, 2016 - stellar recovery inc put the same collection, but a different account number, back on my report that was deleted on -/-/2016 from all - bureau and that account number was - on - - they added the same debt again but a different account number, which is - I was not notified by the bureau that the same agency reporting the same account that was not mine has been re-added but with a different account number....

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

September 4, 2016 - On -/-/16, I received an online alert from - Credit monitoring for which I am a subscriber. After reviewing my credit report, I noticed a new collection account for STELLAR RECOVERY INC that was reported via - ( account - ). I obtained my free credit report from - on -/-/16 and filed dispute -. On -/-/16 - removed account - from my - credit report. On -/-/16, I received another online alert from - Credit stating that STELLAR RECOVERY INC reported the same account that was previously deleted from - to - on -/-/16. I have previously ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

September 3, 2016 - I do recall owing this money to -. I turned in all of the equipment when I changed service. I 'm just not sure I left a balance. If in fact you do find that I do still owe them I would like to make arrangements to settle....

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

August 9, 2016 - Stellar Recovery, Inc has continued to collect a debt from me that I never owed them. I never established a contract with this company and they stalling to remove all the negative items from my credit reports immediately. They are in violation of the FCRA and the stature of limitation are up on the suppose debt and it not my debt and no longer collectable....

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

August 7, 2016 - I had bundled my account with - for internet and - when I first set up my account with them. My account was bundled without my permission or knowledge. I was not aware of this until I noticed a credit on my account of $100.00. I called they said I owed $180.00 for the new stand alone account for - then it was reduced to $75.00. I spoke to a rep - on -/-/2013 who did not know why they split my - off my account so he applied the credit of $100.00 from my current account to my - bill. Then I started receiving more bills for the account I did not open so I called an...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

July 31, 2016 - STELLAR RECOVERY IS REPORTING INACCURATE INFORMATION ON MY - CREDIT FILE THIS IS NOT MINE...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

July 19, 2016 - I received a letter from a creditor fro an unpaid debt to - -. I have not had an account with this company for at least 4 years and when I canceled my services in 2012 my account balance was paid in full and all equipment returned. I have not heard anything from this company in 4 years but suddenly a collection account popped up on my credit report and i received a letter in the mail. The name on the letter was the incorrect spelling leading me to believe this may be a false collection. I do not owe any debt to this company and the statute of limitations in AZ is supposed to be 3 years, ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

July 11, 2016 - Stellar Recovery INC is attempting to collect a debt from me that I do n't owe them. I never established a contract with this company and they have reported negative items onto my - and - credit reports which is in violation of the FCRA....

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

June 4, 2016 - Original CFB Complaint # : - & - On - - 2016, I received notification from the MT AG, whch stated that Stellar Recovery notified them that they contacted the OC and was not able to verify this debt. And that they have ceased all reporting and collection activity. Somoene is lying, because this is listed as a closed case, that is PAST DUE on my CR, which affects my credit. Stellar Recovery needs to properly send a cease and remove letter to ALL CRAS that they reported this debt to IMMEDIATELY! IT DOES NOT BELONG TO ME! Therefore you are aiding in ruining my credit! Remove this NOW! ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

May 25, 2016 - This complaint is on -. 2 1/2 years ago I called - and ordered service. They shipped me the equipment to hook-up and begin my cable service. When the equipment arrived, I hooked the cable box up as directed, but it did not work. When I called - back, they changed their story. Originally, they said a tech visit was unnecessary b/c the home had previously had -. Now since the box did not work, - wanted to charge me for a tech to come out and they did n't have one available for 2 weeks. This made me angry, because they were wasting my time and this is not was I was originally told ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

May 22, 2016 - I have continuously requested that the person they are trying to locate is not at my home phone number. I have no obligation, and I explain this. They promise to stop calling my phone number, but begin again within a matter of days. They are not updating their database. ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

May 19, 2016 - Fraudulent collections account. Called this company on numerous occasions, they referred me to - -. Called - -, they referred me back to Stellar Recovery. This happened also back in - 2015 and was removed by the collections company. There is no validation for this collections account and account is fraudulent. ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

May 17, 2016 - Son ( who is - ) lived at a different address during 2013. I am -, but we have similar names. - is looking for money from him and turned it over to a debt collector. ( - in 2 years, although - ) For the last - 9 months, they call twice a day and never say anything and just hang-up. They sent letter but figured it was a scam as I have Excellent Credit. Looked at my credit report today and sure enough, Stellar Recovery dinged my credit! I called their - number and explained that this debt is not mine, that i have lived at same address for - years and the address they are...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

May 17, 2016 - I never received any letters in the mail or received any telephone calls from - - - concerning this matter. I was not aware of this collection until Saturday, - -, 2016, when I got the collection letter in the mail. ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

May 16, 2016 - Someone had opened an account with - several years ago. I have never had an account with -. I have always used - or my local cable company. I had disputed this debt 2 or 3 years ago and it was removed. Now I find that it is back again. I was able to find out that this account is in a - name. I do n't know who this person is and I do n't know how my information was used to obtain this account in the first place. I called - - myself several years ago when this first appeared on my credit report and they could find no record of me in their system. My credit score was actually st...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

May 11, 2016 - the collection agency has failed to send the legally required validation of this debt. they have been notified that your actions are detrimental to me and has violated ( including but not limited to ) the Consumer Credit Protection Act, the Fair Credit Reporting Act, and the Fair Debt Collection Practices Act. they knew or should have known that the actions taken against me and the information collected about me was inappropriate and damaging to me. Failed to use reasonable care in the course of business and failed to use even minimal procedures to ensure. Communicated and are continuing to co...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

January 22, 2016 - I received a credit alert that a company called Stellar - had place a Collection on my credit report. When I called they said it is from an account in MD from -. We live in southern IL where - is not even available and have never had an account with them or any contact with them in anyway. We spent 7 hours being transferred from - department to another and no one will help resolve this. It should be against the law to do damage my credit when I positively know there is no possible way this debt is mine, ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

January 19, 2016 - I received notification that a Debt for the amount of : $140.00 on - -, 2016 was place don my - Credit Report and am not sure if there are others from this company. They have not provided any pre-collection attempts or notified me via postal mail, or a phone call. They have the wrong person. Ruining my credit. Needs to be removed ASAP! and A LETTER TO ANY CRA 'S REPORTED TO, TO have it removed. I need this removed ASAP! Alert Date -/-/2016 Source - Company STELLAR RECOVERY INC Payment Status Collections Status Date -/-/2016 Balance $140.00 Balance Date N/A Addre...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

January 18, 2016 - I opened an account with - ... however somehow they opened - at the same time. Account # - is the current account I am using and paying for. The second account - was supposedly closed in -, then supposedly credited and closed again in - when I called the second time and sat on the phone for - hours, after being accused of not paying my bills. In - I received a notice from Stellar Recovery that I owed -. I have a bankruptcy on my past and I 've been working to repair my credit. This situation will create problems for me and lower my rating at least until I get it reso...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

December 24, 2015 - I have received attempts to collect a debt that is not mine. Stellar Recovery Inc. is reporting a collection on my account on behalf of -. I have never been an account holder at -, I have never ordered any of their services, and I do not owe them any money. Attempts to dispute this collection have been ignored. ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

November 19, 2015 - I keep getting a call every other day. I do n't owe no one from this number any money. No one says anything and then hangs up. ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

October 29, 2015 - Me & my father share the same name I 'm a - and he is the -. I have never had a - bill in my name I believe that the current collection agency has mistaken me for my father. I have sent out - validation notices to Stellar Recovery and have not got any response it has been more that 45 days. ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

September 18, 2015 - my initial complaint is # -. Back in - and - I submitted a complaint against Stellar Recovery their phone number is -. They continue to robo call my home each day different times of the day. The automated message gives different peoples names. People I have never heard of. My husband and I are senior citizens and are not in any debt collection. I also wonder if this Stellar Recovery has a charter to collect money in Arizona as there company is in Maryland. I would like to know the status of my complaint as I am still receiving these harassing calls. The status in your database stat...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

September 18, 2015 - - 2014 I was contacted by - stating that I owed a bill. I told them at that time that I have never had their service and asked for the service address, which I was told was in California. I informed the rep at that time that I have never had the service and have never lived in California. At that point I was told that it would be taken care of an apologized to. No further contact was received. I recently applied for a job with - - and as part of the process for selection, my credit was pulled. My credit is not perfect but I have worked hard to repair my credit and pay debts off and...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

September 13, 2015 - When I signed up for - I agreed on a one year contract that was what the lady said on the phone with me. I never missed a payment the whole year and when I decided to cancel due to the fact that it kept going down they said I had to pay a fee for not staying with them for 2 years. I called and disputed that till the guy on the phone got very vulgar and demanding. ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

August 27, 2015 - i recently pulled my credit report and discovered that this company has reported that I owe them a debt. I never received a letter from them informing me that I owed them anything and rights were violated under the FDCPA ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

August 17, 2015 - I had accounts with -, - - - and - - - who all were hacked and had information stolen. - - - gave me an Identify Theft Protection subscription from -. I was notified by them that negative information was put on my records with the credit agencies. I checked it out and found that a collection company name Stellar Recovery had put on my records with the credit reporting companies that I was in collections. This was the first that I knew about this. I called Stellar Recovery and according to them, - on - of 2015 assigned them an account to collect in my name...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

August 6, 2015 - I recently pulled my credit report and discovered that this company has reported that I owe them a debt. I have not received a letter from them prior to them placing this on my credit report. I was not afforded my right under the FDCPA. ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

July 30, 2015 - I recently pulled my credit report and this company has reported that I owe them a debt. I have never received any letter from this company informing me that I owe them a debt. ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

July 27, 2015 - STELLAR RECOVERY/- has consistently troubled me over a debt of reported $860.00 that I do not owe or have any prior knowledge of, as I 've never had any contract communications account with - before. Their deliberate infusion of this account on my credit profile is impeding on my ability to currently obtain any credit. STELLAR RECOVERY must delete erroneous information from my credit report with deliberate speed. Thank you! ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

July 23, 2015 - Two weeks ago, we started getting calls from Stellar Recovery from - instructing us to call -. When these calls come, no one is mentioned by name to call them back. We have not received any mailed past due bill regarding this fact. Back in 2008, we took a loan to pay off any outstanding bills-some of these were past due. Since this we have strived to make every payment on time. I have excellent credit scores. We have not called the number per warnings from other victims of this company. I was going to write them, but I do not have their address. I have already turned in a complaint to th...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

July 15, 2015 - This is not mine. I cancelled service before my relocation. Account was in good standing prior to my move and collection of service did not violate any contract agreement ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

July 14, 2015 - Almost daily phone calls from Stellar Recovery for months now. All computer calls. I own my home, own my car, pay my credit card bill monthly, as well as utility bills, insurance, etc. I have a stellar credit rating, clean credit record, and owe money to no one. Obviously, this is unwarranted harassment. ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

July 8, 2015 - is not me ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

June 8, 2015 - I just noticed this debt on my credit report and I do not have this account. ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

May 8, 2015 - The debt belongs to my son and they refuse to remove it from my credit bureau information ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

May 7, 2015 - - account fraudulently opened in my name ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

May 6, 2015 - Stellar Recovery has placed an illegal erroneous account in the amount of $1600.00 on my credit reports. It is not mine and this company is causing me immense complications and frustrations because of it. I am seeking to have it removed fro my -, -, and - credit reports immediately. I have never had any business, ordered service, or had correspondence ( to or from ) with this company, nor the company they say they represent ( - ). All my attempts to validate this debt has went without response by Stellar Recovery. ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

April 20, 2015 - I do not owe a - account. The Tv service I had for the suppose time of period was from a local tv provider, - PR. ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

April 19, 2015 - This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! ...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

April 16, 2015 - For the past year, or more, scince changing phone and changing to new phone Number, I 've been receiving intimidating, harassing, threatening leagal action against myself if I do n't respond : by various debt collection Agencies, claiming it is regarding ( I believe ficticious ) a person - - Constanamous..? Attached to this phone number..? At - I tried to understand and set the record straight about I 'm not this person, I did n't write this ( ese ) bad check ( s ), and they always promised they would correct their records and take my phone number off their call list. It would be a coupl...

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Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

April 13, 2015 - I REVIEWED MY - CREDIT BUREAU REPORTS AND I NOTICED THAT I HAVE STELLAR RECOVERY COLLECTION ACCOUNT I SENT A NOTICE OF DISPUTE DIRECTLY TO COMPANY I HAVE NOT HAD ANY RESPONSES ...

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