Review and analysis of over 72 complaints against Bank of America
Bank of America consumers have reported over 72 official complaints related to Attempted to collect wrong amount. Out of the 72 consumer complaints against Bank of America, 35% were disputed by the consumer (i.e. the consumer was not happy with how Bank of America responded to their complaint) and 100% were processed in a timely manner. 1% of consumer complaints against Bank of America resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 10% resulted in non-monetary compensation.
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Bank of America Debt collection false statements or representation attempted to collect wrong amount February 2, 2017 - There is an account open with Bank of America reporting as a negative item on my credit report since -. It says this account was open in -. My wife and I had another account with Bank of America open in -, therefore we were making payments to every account we had for a few months to attempt to get out of our debt without claiming any bankruptcy. During this time, we researched all of our documentation that we had saved for 10 years and did Not Have a second account with BOA. We have been asking for verification of the signed application showing I opened this account and our requests h... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount June 8, 2016 - Today I received a letter from Bank of America dated - - -. When I called the phone number on the back of the letter and I entered the last - digits of account closed in -/-/-, it said my first name and then said it was being " consolidated '' at my request!!!!! What? I asked the persons in - ; - and - as I was bounced from state to state and disconnected again and again : where are the - credit card statements I was promised two weeks ago? I was told they would be mailed so I can forward them to the - credit reports - some of whom have already removed it based ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount June 6, 2016 - - -, debt collector, sent me an " ABANDONMENT OF ACCELERATION '' on - -, -. However, Bank of America 's agent foreclosed on the property on - -, -. On - -, -, Instrument - was recored and executed in the - County Real Property records. CAN ACCELERATION BE ABANDONED AFTER THE FORECLOSURE SALE IS COMPLETED? ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount June 2, 2016 - - is attempting to collect a debt that has a - balance. They are misrepresenting this debt on my credit reports. ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount May 31, 2016 - - is reporting false and misrepresenting a loan they 're servicing that was transferred from Bank of America Home Loan servicing. On - -, -, Bank of America responded to an - reinvestigation and has indicated Loan number - has - balances, paid in full, no historical data past - and closed on - -. - Mortgage information should reflect the same data as Bank of America 's to start. There has been no activity on the account since the transfer to - ( ie no payments, no agreements ). ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount May 29, 2016 - - is reporting and collecting to collect wrong amounts on Loan - that was loan - transferred from Bank of America for servicing. The loan amount that was due at transfer was -. - needs to delete the credit line from my credit report because there should be no collection activity on a loan that was closed on -/-/- be the predecessor, Bank of America, and reflects a - balance. I 've attached the most recent update from Bank of America referencing loan number on - -, 2016. The - updates the aforementioned loan 's status. - need to correct the -, -,... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount May 29, 2016 - - - claims Bank of America transferred servicing of loan number - to them. Loan number had a - balance when Bank of America transferred it. However, - indicated the loan was greater than $80000.00 past due when transferred. On -/-/-, - Bank of America 's Loan - reinvestigation indicates the loan balances are -, date closed -/-/-. Notwithstanding, the loan history does n't show any delinquencies after -/-/-. Therefore, -/-/-, the loan balance was - as well. There was no balance due when the loan was transferred to -. At the very least,... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount May 27, 2016 - On - -, 2016, - updated loan - status to BANK ADJUSTMENT/DEED IN LIEU//BANK LIQUIDATION. This credit line should be deleted, the aforementioned update does not delete it. I have not been apprised of any change to validate this change ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount November 21, 2015 - I am the owner of a property in - where I am not on the loan. The borrower did not want the property after his divorce and he quit claimed the property to my - in -/-/-. Countrywide Home Loans approved of the - taking over payments on the loan and I made payments for a few years. The borrower moved to the mainland with his kids shortly thereafter. Then the market crashed and the value went to half of what is was financed at, which was -. - went out of biz -/-/-. BOA took over servicing the loan. After news spread of - and fraud in securitization trusts, I made BOA v... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount November 10, 2015 - BofA misrepresented and breached the terms of a debt relief agreement. According to BofA, I provided a personal guaranty on a credit card account ( the Account '' ) for a company that went out of business. On or around - -, 2015, in an effort to resolve the balance on the Account, I contacted BofA to seek a payment plan with interest rate relief. BofA representative - went through a series of financial questions with me and then indicated that I had been approved for a payment plan and interest rate relief. Per the new payment plan, my interest would be reduced to 4.5 % and require m... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount October 23, 2015 - I am at the trial phase of a debt collection case filed by - - - that is using a debit collection attorney to represent them. The account was issued - different account numbers during the life of the account. The fourth account number is the charged off number. The account was opened in -/-/- and was charged off in - -. They do not have the last - numbers to the account for first 21 months of the account. When I brought this up at - of the hearings, we are going on our third trial date, the plaintiffs attorney was completely surprised. I am representing myself ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount September 9, 2015 - Bank of America is reporting my old account as late '' -. This account was paid in full. They were reporting correctly and then erroneously changed my reports. ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount September 8, 2015 - Bank of America is reporting an original charge off amount of $850.00 to all - CRA 's. This was a secured card which I paid $600.00 down. The limit was $600.00. The card was never over the limit and I paid $250.00 which was considered payment in full of past due balance. ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount July 28, 2015 - BANK OF AMERICA IS ATTEMPTING TO FALSELY FORECLOSING AS THE OWNER OF A NOTE THAT WAS SOLD TO ANOTHER ENTITY IN -/-/- BANK OF AMERICA N.A.WAS NOT THE TRUE SECURED CREDITOR TO WHOM ANY ALLEGED DEBT WAS OWED AT THE TIME THE FORECLOSURE NOTICE WAS FILED. : Pursuant to NCGS - - c ) ( - ) only the Secured Creditor can accelerate the maturity of the note. On -/-/-, - - - -, - as substitute Trustee commenced this action by mailing a Notice of Default to the - 's. Point 1 of this Notice states the following : The Creditor to whom the debt is owed is Bank of America... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount July 6, 2015 - - -, - bac - - - -, - GA -The parties above, Has all committed Fraud and not allowed me to apply for short sale by home and by NOTgiving me the correct notice of service '' to foreclose my home at - - -, # -, -, GA -The parties above, Has committed Fraud by not giving to me the correct notice '' that B of A is not the mortgage servicing agent to pay the monthly payment for my home at - - -, # -, -, GA -The parties above, Have all committed Fraud by their refusal to permit me to apply for HARP to lower my home loan payment to avoi... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount June 16, 2015 - This company - - - called and left a automated voicemail on my machine they say someone has filed a complaint against me call to find out who it is. I call they say Bank of America is going to sue me. And I have to pay this debt. I say I have not had a bank of america card in 30 years. They say they will subpeona me and have a nice day. Please look into this. They call from - number - and - both call back numbers left the same reference number. The scary thing is they have my social security number and current employer. You have to do something to stop these crooks. They viol... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount June 12, 2015 - Bank Of America withdrew funds from my account without my knowledge or authorization. They claimed I owed - on a reposessed RV, I disputed the debt -/-/-. Bank of America did not provide written verification of the debt. Instead Bank of America made an unauthorized withdrawal of - on -/-/2015. I am enclosing documents to show the dispute, unauthorized withdrawal and letter from my attorney.... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount June 12, 2015 - In -/-/- I was involved in a Car accident. The - - which worked for - - had no insurance. He was a -. I only had liability with my insurance company - - was the company. They would n't do any thing because I was n't at fault and only had liability insurance. I made the repair and charged it to my credit card and figured I would be reimbursed. The company did n't. I advised Bank of America about the situation and figured they would assist and they did n't I gave them all the information. That is insurance companies the other drive etc. They factored the debt. Now twelv... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount June 2, 2015 - - Mortgage - is violating the California Homeowner Bill of Rights by not modifying a loan and offering a TPP that is just a reinstatement of the loan with an upfront payment. ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount April 17, 2015 - This complaint is against Bank of America , N.A . as successor by merger to Bank of America , Home Loan Servicing, LP, as successor in interest to Countrywide Home Loans Servicing, LP ( Bank of America '' ) for numerous violations of 15 USC 1692. Bank of America has violated the Fair Debt Collections Practices Act ( FDCPA '' ) by among other things, its unlawful collection of debt when it had no contractual authority to do so while falsely purporting itself as Servicer '' of the Mortgage loan ending in -. Additionally, at least as early as -/-/-, the Note and Mortgage the subject of... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount April 12, 2015 - 5 AND A HALF YEARS AGO I HAD A CREDIT CARD ACCOUNT WITH BANK OF AMERICA. DURING THAT TIME MY INTEREST RATE WAS 2.9 %. MY HOME WENT TO SHORT SALE AND UNFORTUNATELY WHEN THAT OCCURED DUE TO DIVORCE, ALL OF MY VARIABLE INTEREST DEBT SKY ROCKETED OVER NIGHT FROM 2.9 TO 30 %! MY BALANCE AT THAT TIME WAS $2300.00. SINCE THEN I AM TOLD THAT BANK OF AMERICA HAS SOLD MY DEBT AND IT IS NOW A CHARGE OFF. I CONTACTED BANK OF AMERICA AND THEY WERE UNABLE TO VERIFY WHO IN FACT BOUGHT MY JUNK DEBT. SINCE THEN SEVERAL COLLECTION AGENCIES HAVE CLAIMED THIS ACCOUNT WITH VARIOUS AMOUNTS OWED. MOST RECENTLY -... |