U.S. Bancorp Credit Card Complaint

Credit determination

U.S. Bancorp Credit card department,

Credit determination Wisconsin

Creditor Elan Financial pulled - separate hard inquires on my credit account for the same application. I had requested a joint account with my spouse, which I understand would draw - hard credit pull on my account and - hard credit pull on my spouses account. There showing that they pulled an " individual '' and " joint '' request which I did NOT request. I requested a joint account ONLY. There should not be - hard credit pulls on my individual account.

U.S. Bancorp customer in Wisconsin
Mar 10, 2017

* Source: CFPB Complaint Database

U.S. Bancorp response to complaint:
Closed with non-monetary relief

Created with Highcharts 4.2.3U.S. BancorpComplaint HistoryComplaints12/20111/20122/20123/20124/20125/201212/20121/20132/20133/20135/20136/20139/201310/201312/20131/20143/20144/20145/20149/201410/20141/20152/20154/20155/20157/20159/201510/201511/201512/20153/20165/20168/201610/201612/20161/20173/201701234Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3U.S. BancorpCredit determination62.7%2.0%19.6%2.0%13.7%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageCredit determination1.0%73.2%2.3%12.4%1.0%9.7%0.4%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressSource: Consumer Financial Protection Bureau

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Contact U.S. Bancorp

http://www.usbank.com/
(800) 872-2657
andrew.cecere@usbank.com
800 Nicollet Mall Ste 200
Minneapolis MN 55402
U.S. Bancorp
U.S. Bancorp

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