Citibank Credit Card Complaint

APR or interest rate

Citibank Credit card department,

APR or interest rate Illinois

I own a Macys/star rewards credit card. The card carries an interest rate of 25.74 %. I recently had a balance of $340.00 on the card. Macys received payment of the balance in full on -/-/17 per my - credit statement. On the same statement, Macys charged me 25.74 % interest on -/-/17 on a balance of $300.00. They added the interest total to new purchases ( made on -/-/17 ) due on -/-/17. I called Macys to question why they would charge me interest on a bill amount that was paid in full before interest was accrued. -, the Macy representative, I spoke with on -/-/17 @ - CST, told me she would immediately remove the interest from my account and I should wait a few days to see the credit. This is actually the second time Macys has charged me interest on a - balance. When I called to complain the first time, which was 3 years ago, I was told it was a " computer glitch '' and I was credited. My complaint is if I do n't call to complain, Macy overcharges me in interest. They are aware of the computer glitch problem and I do n't believe I am the only person they are overcharging, I am just one customer that is paying attention to their bill.

Citibank customer in Illinois
Feb 24, 2017

* Source: CFPB Complaint Database

Citibank response to complaint:
Closed with monetary relief

Created with Highcharts 4.2.3CitibankComplaint HistoryComplaints12/20112/20124/20126/20128/201210/201212/20122/20134/20136/20138/201310/201312/20132/20144/20146/20148/201410/201412/20142/20154/20156/20158/201510/201512/20152/20164/20166/20168/201610/201612/20162/20174/201701020304050Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3CitibankAPR or interest rate51.8%19.7%9.5%5.3%13.5%0.2%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefUntimely responseSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageAPR or interest rate0.7%48.7%24.3%9.2%7.5%9.3%0.2%0.1%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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http://online.citibank.com/
800-870-1073
701 E 60th St N
Sioux Falls ND 57104
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