Bank of America Credit Card Complaint

Bank of America Credit card department,

Advertising and marketing California

While booking a flight with -, I was targeted for a - miles + $100.00 bonus ( after a minimum spend of $1000.00 in first 90 days ) for the - Visa Signature card. Seeing the alluring offer and the great bonus that would have reduced the cost of my current purchase, I applied via the online application and got approved after the usual credit check. I proceeded to use my newly approved credit card for my - purchase - and all went smoothly. After about an hour of not receiving any email from Bank Of America ( the credit card issuer ) or - congratulating on my approval, I searched the internet about the reviews of the credit card and found a cautionary blog ( -/ ) informing me of the unethical advertising scheme that I just got trapped into. The author writes about his experience of applying for the Visa Signature card ( with - miles + $100.00 bonus and plenty of frills ) but getting approved for the " Visa Platinum Plus '' card - which is a lower end credit


Really wary of this fraudulent marketing, I called up Bank of America reconsideration line and the consumer representative confirmed that I was not approved for the Visa Signature card but for the inferior Visa Platinum Plus card - which has none of the bonuses/benefits that led me to apply for a new card in the first place. The Visa Platinum Plus card does not appear on Bank of America/- websites and there was no way I could have known that I would be getting no benefits at all. I am reporting this swindling " bait-and-switch '' marketing plot by Bank of America/- where consumers are lured by high bonuses and embellishments but are not informed that they will be approved for the worthless inferior Visa Platinum Plus card.